To be financially well ______, you need to work hard and spare no efforts to develop

Now that we've got a loan from the bank, our project is financially ().

A、constructive

B、feasible

C、favorable

D、stiff

（Par2， Passage 2）

If we use them carefully， they can be helpful； but if we use them too much， they can kill us financially just as real poison can kill our body

traditional-age college freshmen are "more materialistic and less altruistic(利他主义的)"than at any time in the 17 years of the poll.

Not surprising in these hard times, the student's major objective "is to be financially well off. Less important than ever is developing a meaningful philosophy of life". It follows then that today the most popular course is not literature or history but accounting.

Interest in teaching, social service and the "altruistic" fields is at a low. On the other hand, enrollment in business programs, engineering and computer science is way up.

That's no surprise either. A friend of mine (a sales representative for a chemical company) was making twice the salary of her college instructors her first year on the job—even before she completed her two-year associate degree.

While it's true that we all need a career, it is equally true that our civilization has accumulated an incredible amount of knowledge in fields far removed from our own and that we are better for our understanding of these other contributions- be they scientific or artistic. It is equally true that, in studying the diverse wisdom of others, we learn how to think. More important, perhaps, education teaches us to see the connections between things, as well as to see beyond our immediate needs.

Weekly we read of unions who went on strike for higher wages, only to drive their employer out of business. No company; no job. How shortsighted in the long run!

But the most important argument for a broad education is that in studying the accumulated wisdom of the ages, we improve our moral sense. I saw a cartoon recently which shows a group of businessmen looking puzzled as they sit around a conference table; one of them is talking on the intercom(对讲机): "Miss Baxter", he says, "could you please send in someone who can distinguish right from wrong？"

From the long-term point of view, that's what education really ought to be about.

According to the author's observation, college students ______.

A．have never been so materialistic as today

B．have never been so interested in the arts

C．have never been so financially well off as today

D．have never attached so much importance to mutual sense

No matter how large or notable(著名的) the U.S. travel industry is or may become, it will always be members of a broader world society. The charge facing all of us is to appropriately engage poverty. Poverty is certainly not new but the means at our disposal to address poverty are improving by the day. Fortunately, the $3.3 trillion world travel industry is uniquely suited to address poverty in regions where it is most entrenched. In the course of making a case for harnessing travel and tourism for poverty reduction, the travel and tourism industry already exists in every region of the globe and is a proven job producer and sustainer of native culture.

That travel and tourism creates good jobs is indisputable. In the U.S., the industrial Age economy is in transition(过渡) to a service economy, and travel and tourism is responsible for one in every seven workers in the U.S. civilian workforce, directly or indirectly. But by no means is this phenomenon limited to the U.S. The World Travel and Tourism Council reports tourism employs almost 200 million people worldwide—1 in every 13 jobs worldwide today.

There are many important differences between building an industrial based economy and one that relies largely on tourism. One of the historical barriers to industrialization has been a shortage of capital to build an industrial infrastructure or a lack of industrial-specific facilities such as deep-water ports. But we don't need to build factories for tourism. Nor do we need the traditional resources of the Industrial Age to build new tourism economies. The essential raw materials for our industry include rich cultures, unique natural environments and willing hosts. And those raw materials exist already in abundance(丰富) in every nation.

Only travel brings us face to face with. people from different cities, different nations, and different outlooks. CNN can take us on a virtual world tour. We can be touched by images we see in the media but it is only when we shake hands with people from other nations and other cultures that we learn how things really are. And despite the many wonders of technology, we only truly touch one another when we travel and embrace one another's culture, stature, and dreams.

From the first paragraph we learn that the travel industry ______.

A．has improved its revenue

B．is financially healthier than ever

C．is going to give money to aid Poverty.

D．is better able to help reduce poverty than ever

Her father left her all his money when he died, which made her financially _ (dependent).

er, Can You Write a Check？" The distressing economy has resulted in increasing numbers of parents and grandparents helping out their strapped adult children and grandkids with home down payments, credit-card bailouts(紧急财政援助), and spare cash--often at the same time as parents are trying to confront new retirement budgets.

"We are seeing a ton of this," says Ross Levin, an Edina, Minn., financial adviser. "Sometimes it's a great idea and sometimes it is not. You have to make sure you put on your own oxygen mask first."

Some 62 percent of visitors to Grandparents.com have helped their kids financially in the past year, with 70 percent of that group handing over cash to help their adult children and grandchildren with daily expenses, says the site's CEO, Jerry Shereshewsky. Another popular category is housing; in the last year many parents have coughed up down payments to help their kids get into homes while the 8,000 first-time home buyer's credit was in effect.

Then there's the debt-bailout situation. A survey recently conducted by Creditcards.com for Newsweek found that 42 percent of folks with adult children have helped them pay off car loans, credit cards, medical bills, and more.

None of this is surprising to Shereshewsky, who sees the trend as a natural result of changing families and the distribution of wealth. "This is where all the money is--and it's where the money is, despite the fact that we've had this meltdown." In general, the baby-boom generation is far wealthier than their children are, and has a lower unemployment rate than 20-somethings. He says that the vast majority of multi-generation households now involve adult children (and sometimes their children) moving in with aging parents. Baby-boom parents generally aspire to helping their kids and their grandchildren and don't want to wait until they are dead to do it.

"You should give while you're young enough to enjoy the fruits of what you're doing," says Shereshewsky, who is personally considering getting a reverse mortgage on his home when it comes time to help his 20-something kids with home purchases.

According the passage, people are regarded as "strapped" if they are ______.

A．jobless in the recession

B．in financial difficulties

C．dependent on their parents

D．troubled by credit card debt

A.on

B.of

C.to

D.from

Being financially better off has made shoppers more sensitive to buying "green".

A．Y

B．N

C．NG

parents.

A) emotionally

B) financially

C) commercially

D) fiscally