When an insurance policy is made out to cover a certain risk, a claim becomes payable

A.insurance

B.ensurance

C.assurance

D.reassurance

A．A third party inspection certificate

B．An insurance policy

C．A black list certificate

D．An insurance certificate

. However, when you are actually purchasing car insurance, it can be difficult for you to decide which is your best choice. The ideal buying process is to first research and decide, then purchase.

Research first

Before buying car insurance, you should find out the purpose of your purchase and how the insurance meets your needs.

Decide on suitable Car Insurance Policies(保单)

A neglected part of car insurance is the part which covers medical bills. Medical payments can add up very quickly in an accident situation, and the insurance should cover the bills incurred (招致) both by you and by the passengers in your car. Make sure you know the full value that your insurance covers.

Purchase the best Car Insurance for your needs

You have a number of choices when it comes to the actual purchase of the car insurance. Each has advantages and disadvantages, and these may be influenced by your individual taste and previous buying experience. Insurance companies may offer you good advice, but prices on the Internet are often better.

1. According to the first paragraph, when buying car insurance, one should first ___________.

A. decide on the number of policies to purchase

B. do careful research on the different choices

C. choose the best insurance company

D. look for the lowest insurance rate

2. The purpose of research is to find out whether the car insurance _____________ .

A. includes all the advantages

B. best meets your needs

C. offers the best rate

D. is easy to purchase

3. When buying car insurance, people often neglect________________ .

A. the damage to the car

B. the bills paid by the passengers

C. the part covering the medical bills

D. the background of the insurance company

4. According to the last paragraph, your choice of car insurance may also be influenced by _________________.

A. your driving habits

B. the kind of car to be insured

C. the attitude of your family members

D. your own taste and buying experience

5. Which of the following might be the best title of the passage？

A. Medical Bills Covered in Car Insurance

B. Importance of Buying Car Insurance

C. Advice on Buying Car Insurance

D. Advantages of Car Insurance

When you study in the United States, usually you have to buy your own health().

A、insurance

B、expense

C、evidence

D、payment

A permanent difference in pretax and taxable income is least likely to result when:

A.tax-exempt interest is received.

B.the installment sales method is used.

C.premiums are paid on life insurance of key employees.

Another possible source of loans are a life 【M1】______

insurance policy. When you study insurance,

you will learn that some types of life insurance

have cash or loan value. Anyone who owns 【M2】______

this type of insurance may borrow up to

the number of its cash value. 【M3】______

Life insurance loans are easy to obtain.

Tile rate charged is less than that for almost

any other type of loan available for consumers. 【M4】______

This is because the lender takes none risk. 【M5】______

Also, borrowers may take as long as they want

to repay their loans. Although that may seem

likely an advantage, it can also be a disadvantage 【M6】______

When a borrower is not required to

repay a loan within certain period of time, it is easy 【M7】______

to let it run on and on. This increases the dollar

cost of a loan as the loan continues. Also the 【M8】______

amount the insurance company will pay for case 【M9】______

of death is reduced by the amount of the loan.

For example, suppose that someone with

$10,000 of insurance borrows $2,000

and dies, leaving the loan unpaying. The insurrance 【M10】______

company would pay only $8,000 to the

person entitled to receive the money. Of

course, if the $2,000 loan had been obtained

from another source, it would still have to be paid.

【M1】

A.underwriters

B.field agents

C.insurance brokers

D.claim representative

A.polite and careful

B.neat and complete

C.no changing

D.asking insurance company