题目
Another possible source of loans are a life 【M1】______
insurance policy. When you study insurance,
you will learn that some types of life insurance
have cash or loan value. Anyone who owns 【M2】______
this type of insurance may borrow up to
the number of its cash value. 【M3】______
Life insurance loans are easy to obtain.
Tile rate charged is less than that for almost
any other type of loan available for consumers. 【M4】______
This is because the lender takes none risk. 【M5】______
Also, borrowers may take as long as they want
to repay their loans. Although that may seem
likely an advantage, it can also be a disadvantage 【M6】______
When a borrower is not required to
repay a loan within certain period of time, it is easy 【M7】______
to let it run on and on. This increases the dollar
cost of a loan as the loan continues. Also the 【M8】______
amount the insurance company will pay for case 【M9】______
of death is reduced by the amount of the loan.
For example, suppose that someone with
$10,000 of insurance borrows $2,000
and dies, leaving the loan unpaying. The insurrance 【M10】______
company would pay only $8,000 to the
person entitled to receive the money. Of
course, if the $2,000 loan had been obtained
from another source, it would still have to be paid.
【M1】
第1题
Another important way to prolong the life of cut flowers is ____________________
A.by keeping its original shape and colour
B.in the life of the cut flower
C.to produce carbon dioxide
D.for as long as possible
E.by controlling temperature
F.to replace the water and solution every day
第2题
Another important way to prolong the life of cut flowers is ____________________
A.by keeping its original shape and colour
B.in the life of the cut flower
C.to produce carbon dioxide
D.for as long as possible
E.by controlling temperature
F.to replace the water and solution every day
第3题
Another important way to prolong the life of cut flowers is___________
A.by keeping its original shape and colour
B.in the life of cut flowers
C.to produce carbon dioxide
D.for as long as possible
E.by controlling temperature
F.to replace the water and solution every day
第4题
Another important way to prolong the life of cut flowers is______
A.by keeping its original shape and colour
B.in the life of cut flowers
C.to produce carbon dioxide
D.for aslong as possible
E.by controlling temperature
F.to replace the water and solution every day
第5题
In general,【B4】banks can increase the effective rate of【B5】that they earn on a loan by requiting a【B6】to maintain compensating balances, by discounting the【B7】in advance(i.e. deducing the interest at the beginning of the loan), or【B8】requiring installment payments. How- ever, commercial bank loans may still be cheaper than other【B9】of short-term finance such as trade credit.
Trade credit is【B10】to suppliers and is a【B11】source of finance. Many small firms use it【B12】there is no other source of funds【B13】to them. The borrower may also be【B14】of its true cost which is【B15】more expensive than short-term loans from commercial【B16】
Commercial paper is unsecured short-term debt. It is usually【B17】by large creditworthy corporations as【B18】source of short-term funds. The【B19】interest rate is usually lower【B20】comparable commercial bank loans.
【B1】
A.from
B.with
C.through
D.in
第6题
In general,【C4】______banks can increase the effective rate of【C5】______that they earn on a loan by requiring a【C6】______to maintain compensating balances, by discounting the【C7】______in advance(i.e.deducing the interest at the beginning of the loan), or【C8】______requiring installment payments. However, commercial bank loans may still be cheaper than other【C9】______of short-term finance such as trade credit.
Trade credit is【C10】______to suppliers and is a【C11】______source of finance. Many small firms use it【C12】______there is no other source of funds【C13】______to them. The borrower may also be【C14】______of its true cost which is【C15】______more expensive than short-term loans from commercial【C16】______
Commercial paper is unsecured short-term debt. It is usually【C17】______by large credit-worthy corporations as【C18】______source of short-term funds. The【C19】______interest rate is usually lower【C20】______comparable commercial bank loans.
【C1】
A.from
B.with
C.through
D.in
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