He _________ $20,000 as a deposit on the beautiful $200,000 villa believing that his investment would increase over time.

A.down

B.up

C.off

D.on

听力原文： Gates was born and brought up in Seattle. [29] At the age of 14, he founded a computer programming company with three friends, and they had earned $20,000 by selling their traffic-counting system to local governments. In 1975, he dropped out of his law course at Harvard to found the Microsoft Software Company in Washington. Gates' domination of the emerging computer industry began in 1980-1981, when he devised an operating system and licensed it to IBM. [30] 6MS-DOS became the standard operating system for nearly all IBM personal computers. During the 1980s, Microsoft also developed more specialized software. When the company went public in 1986, [31] Gates became a multimillionaire at the age of 31. Five years later, he was ranked as the world's richest man. In the 1990s, Gates made a fresh fortune from sales of Windows, a system that enables a computer to be operated with on-screen symbols rather than complex keyboard commands. A revised version was launched amid huge publicity in 1995.

(30)

A．He sold traffic-counting system to local governments.

B．He dropped out of his law course at Harvard University.

C．He founded his own company--Microsoft Software company.

D．He devised an operating system for IBM.

There were red faces at one of Britain's biggest banks recently. They had accepted a telephone order to buy ￡ 100,000 worth of shares from a fifteen-year-old schoolboy (they thought he was twenty-one. The shares fell in value and the schoolboy was unable to pay up. The bank lost ￡ 20,000 on the deal which it cannot get back because, for one thing, this young speculator does not have the money and, for another, being under eighteen, he is not legally liable for his debts. If the shares had risen in value by the same amount that they fell, he would have pocketed ￡ 20,000 profit. Not bad for a fifteen-year-old. It certainly is better than delivering the morning newspaper. In another recent case, a boy of fourteen found, in his grandmother's house, a suitcase full of foreign banknotes. The clean, crisp, banknotes looked very convincing but they were now not used in their country of origin or anywhere else. This young boy headed straight to the nearest bank with his pockets filled with notes. The cashiers did not realise that the country in question had reduced the value of its currency by 90%. They exchanged the notes at their face value at the current exchange rate. In three days, before he was found out, he took ￡ 200,000 from nine different banks. Amazingly, he had already spent more than half of this on taxi- rides, restaurant meals, concert tickets and presents for his many new girlfriends (at least he was generous!) before the police caught up with him. Because he is also under eighteen the banks have kissed goodbye to a lot of money, and several cashiers have lost their jobs.Should we admire these youngsters for being enterprising and showing initiative or condemn them for their dishonesty？ Maybe they had managed for years with tiny amounts of pocket money that they got from tight-listed parents. Maybe they had done Saturday jobs for peanuts. It is hardly surprising, given the expensive things that young people want to buy, such as fashionable running shoes and computer games, if they sometimes think up more imaginative ways of making money than delivering newspapers and baby-sitting. These lads saw the chance to make a lot of money and took it.Another recent story which should give us food for thought is the case of the man who paid his six-year-old daughter ￡ 300 a week pocket money. He then charged her for the food she ate and for her share of the rent and household bills. After paying for all this, she was left with a few coins for her piggy bank.. "She will soon learn the value of money," he said. "There's no such thing as a free lunch. Everything has to be paid for and the sooner she learns that the better." At the other extreme there are fond parents who provide free bed and board for their grown-up children. While even the most hard-hearted parents might hesitate to throw their children out on the streets, we all know of people in their late twenties who still shamelessly live off their parents. Surely there comes a time when every- one has to leave the parental nest, look after themselves and pay their own way in life. But when is it？

1.One of Britain's biggest banks recently ____

A、received a telephone order to buy shares for a twenty-one year old

B、lost a lot of money because the shares they bought fell in value

C、bought quite a lot of shares for a customer and caused him to lose money

D、lost money as its young customer did not have the money to pay his debts

2.According to the passage, the young customer would have ____

A、earned ￡ 20,000, if the shares had gone up in value by the same amount they fell

B、paid his debts, if he had had the money to do so

C、continued to cheat banks, if he had not been found out

D、to go to prison, if he did not pay the money back

3.The writer's attitude to the example of the two boys who cheated the banks is ____

A、positive

B、questioning

C、neutral

D、negative

4.The reason why the man paid his daughter ￡300 a week pocket money and then required her to pay for her living expenses was that he wanted her to learn ____

A、to bear the hardships of life

B、how to live comfortably on her own pocket money

C、the value of money

D、how to save money

5.It can be concluded from the article that the writer believes that ____

A、parents should give more pocket money to their children

B、children should leave the parental nest as soon as possible

C、grown-up children should support themselves

D、children should learn to be economical

Passage 1

Seven years ago, when I was visiting Germany, I met with an official who explained to me that the country had a perfect solution to its economic problems. Watching the U.S. economy _1_ during the’90s, the Germans had decided that they, too, needed to go the high-technology route. But how？ The answer seemed obvious: Indians. The German government decided that it would _2_ Indians to Germany just as America does: by offering green cards. Officials created something called the German Green Card and announced that they would issue 20,000 in the first year. Naturally, the Germans expected that tens of thousands more Indians would soon be begging to come, and perhaps the _3_ would have to be increased. But the program was a failure. A year later barely half of the 20,000 cards had been issued. After a few extensions, the program was _4_. I told the German official at the time that I was sure the _5_ would fail. Because the German Green Card never, under any circumstances, translated into German citizenship. The U.S. green card, by contrast, is an almost _6_ path to becoming American (after five years and a clean record). The official _7_ my objection, saying that there was no way Germany was going to offer these people citizenship. “All we need are young tech workers，”he said. So Germany was asking bright young _8_ to leave their country, culture and families, move thousands of miles away, learn a new language and work in a strange land一but without any _9_ of ever being part of their new home. Germany was sending a signal, one that was _10_ received in India and other countries, and also by Germany’s own immigrant community.

A) repelled

B) professionals

C) clearly

D)vulnerable

E) lure

F) initiative

G) soar

H)suspicion

I) abolished

J) dismissed

K) dwellers

L) quotas

M) vividly

N) automatic

O) prospect

第1空答案是：

The connection is complex. In fact, very rich people rate substantially higher in satisfaction with life than very poor people do, even within wealthy nations, he says. "There is overwhelming evidence that money buys happiness," said economist Andrew Oswald of University of Warwick in England. The main debate, he said, is how strong the effect is.

Oswald recently reported a study of Britons who won between ＄ 2,000 and ＄ 250,000 in a lottery (彩票拍奖). As a group, they showed a boost in happiness averaging a bit more than one point on a 36-point scale when surveyed two years after their win, compared to their levels two years before they won.

Daniel Kahnman, a Nobel-Prize winner and Princeton economist, and colleagues, recently declared that the notion that making a lot of money will produce good overall mood is "mostly illusory". They noted that in one study, members of the high-income group were almost twice as likely to call themselves "very happy" as people from households with incomes below ＄ 20,000. But other studies, rather than asking for a summary estimate of happiness, follow people through the day and repeatedly record their feeling. These studies show less effect of income on happiness. Kahneman and colleagues said.

There is still another twist to the money-happiness story. Even though people who make＄150,000 are considerably happier than those who make ＄ 40,000, It's not clear why, says psychologist Richard E. Lucas of Michigan State University.

Researchers conclude that any effect of money on happiness is smaller than most daydreamers assume. "People exaggerate how much happiness is bought by an extra few thousand," Oswald said. "The quality of relationships has a far bigger effect than quite large rises in salary. It's much better advice, if you're looking for happiness in life, try to find the right husband or wife than to try to double your salary."

The main purpose of this passage is to discuss ______

A．the contributions of household incomes to happiness

B．the complex relationship between money and happiness

C．the positive relationship between money and happiness

D．the negative relations of money to happiness

A.20,000元;1,000元

B.20,000元;5,000元

C.20,000元;2,000元

D.20,000元;1,500元

A.$0

B.$8,000

C.$12,000

D.$20,000

There are estimated to be more than 20，000 overseas domestic servants______(work)in Britain.