题目
There were red faces at one of Britain's biggest banks recently. They had accepted a telephone order to buy £ 100,000 worth of shares from a fifteen-year-old schoolboy (they thought he was twenty-one. The shares fell in value and the schoolboy was unable to pay up. The bank lost £ 20,000 on the deal which it cannot get back because, for one thing, this young speculator does not have the money and, for another, being under eighteen, he is not legally liable for his debts. If the shares had risen in value by the same amount that they fell, he would have pocketed £ 20,000 profit. Not bad for a fifteen-year-old. It certainly is better than delivering the morning newspaper. In another recent case, a boy of fourteen found, in his grandmother's house, a suitcase full of foreign banknotes. The clean, crisp, banknotes looked very convincing but they were now not used in their country of origin or anywhere else. This young boy headed straight to the nearest bank with his pockets filled with notes. The cashiers did not realise that the country in question had reduced the value of its currency by 90%. They exchanged the notes at their face value at the current exchange rate. In three days, before he was found out, he took £ 200,000 from nine different banks. Amazingly, he had already spent more than half of this on taxi- rides, restaurant meals, concert tickets and presents for his many new girlfriends (at least he was generous!) before the police caught up with him. Because he is also under eighteen the banks have kissed goodbye to a lot of money, and several cashiers have lost their jobs.Should we admire these youngsters for being enterprising and showing initiative or condemn them for their dishonesty? Maybe they had managed for years with tiny amounts of pocket money that they got from tight-listed parents. Maybe they had done Saturday jobs for peanuts. It is hardly surprising, given the expensive things that young people want to buy, such as fashionable running shoes and computer games, if they sometimes think up more imaginative ways of making money than delivering newspapers and baby-sitting. These lads saw the chance to make a lot of money and took it.Another recent story which should give us food for thought is the case of the man who paid his six-year-old daughter £ 300 a week pocket money. He then charged her for the food she ate and for her share of the rent and household bills. After paying for all this, she was left with a few coins for her piggy bank.. "She will soon learn the value of money," he said. "There's no such thing as a free lunch. Everything has to be paid for and the sooner she learns that the better." At the other extreme there are fond parents who provide free bed and board for their grown-up children. While even the most hard-hearted parents might hesitate to throw their children out on the streets, we all know of people in their late twenties who still shamelessly live off their parents. Surely there comes a time when every- one has to leave the parental nest, look after themselves and pay their own way in life. But when is it?
1.One of Britain's biggest banks recently ____
A、received a telephone order to buy shares for a twenty-one year old
B、lost a lot of money because the shares they bought fell in value
C、bought quite a lot of shares for a customer and caused him to lose money
D、lost money as its young customer did not have the money to pay his debts
2.According to the passage, the young customer would have ____
A、earned £ 20,000, if the shares had gone up in value by the same amount they fell
B、paid his debts, if he had had the money to do so
C、continued to cheat banks, if he had not been found out
D、to go to prison, if he did not pay the money back
3.The writer's attitude to the example of the two boys who cheated the banks is ____
A、positive
B、questioning
C、neutral
D、negative
4.The reason why the man paid his daughter £300 a week pocket money and then required her to pay for her living expenses was that he wanted her to learn ____
A、to bear the hardships of life
B、how to live comfortably on her own pocket money
C、the value of money
D、how to save money
5.It can be concluded from the article that the writer believes that ____
A、parents should give more pocket money to their children
B、children should leave the parental nest as soon as possible
C、grown-up children should support themselves
D、children should learn to be economical
第1题
Paying bills
Many landlords prefer to collect rent directly from a bank account.
You may be able to obtain cheaper services if you pay bills directly from a bank account,e. g. telephone, gas/water/electricity.
If you are given a chequebook, you can also write cheques as a safe way of paying for things.
Cash
You can easily obtain money from cash machines,or pay directly from your account using a debit card(借记卡).
Saving money
It is generally cheaper to use a UK account than it is to pay by credit card(信用卡)or withdraw (提取) cash from a foreign bank.
Employment
If you work in the UK,some employers require you to have a bank account so that you can get your pay.
Advantages of UK Current Account
Paying bills: 1) to pay rent directly from ①
2) to obtain ② services
3) to pay for things with cheques safely
Cash:1)to obtain money from ③ easily
21 to pay directly from your account
Saving money:cheaper to use a ④ account
Employment:to get your ⑤ through a bank account
第2题
第3题
A.No, he has never been there
B.No, he never go there
C.No, he never was there
D.No, he has never gone there
第4题
A.I’d like to go ther
B.With my pleasur
C.First of all .We’d better change our question order.
第5题
A.--That's OK,there's _______.
B.no problem
C.no wonder
D.no doubt
E.no worry
第6题
A.A.What job responsibilities you took.
B.B.How long you had worked ther
C.C.What accomplishments you achieve
D.D.What your position was in the last employment.
第7题
A.I've been graduated for five years.
B.I graduated from my college last year.
C.Yes, I've been graduated ther
第8题
A.it’s a nice plac
B.I like the food ther
C.He asks me whether I like the weather.
D.It’s cold in winter and hot in summer.
第9题
A.What your position was in the last jo
B.What job responsibilities you took.
C.How long you had worked ther
D.What accomplishments you achieve
第10题
JOHN: Have you had a chance to look over the contract?
LORRIE: Yes.I've read it carefully.
JOHN: And do you have any questions?
LORRIE: No.But the contract stipulates that I will teach 22 hours a week.Will you have that many classes for me right away?
JOHN: No, probably not.For the first two weeks you may teach 10 or 15 hours.
LORRIE : But my salary will be 1 100 dollars a month.Will you pay me that much for the first month? Because, I mean, I won't be working so many hours.
JOHN: I understand.That's why I didn't write the date on the contract.For the first two weeks, we will pay you according to the hours you teach.When you have 22 hours of classes, then the contract will take effect.Is that alright with you?
LORRIE: Oh, so I don't sign the contract today.Is that right?
JOHN: I don't want you to misunderstand, Miss Briggs.We are very serious about hiring you.We want you to teach for us.We usually do contracts this way because it is more convenient.
LORRIE: I can accept that.
JOHN: Good.And your benefits will begin immediately.
LORRIE: Even my health insurance?
JOHN: Yes.We will apply for your health insurance tomorrow.And your free membership in the club starts today if you like.
LORRIE: I have a few questions about the free membership.
JOHN: What would you like to know?
LORRIE : Is my membership the same as paying club members? I mean, can I get discounts at club hotels?
JOHN: Absolutely.The only difference is in the restaurant and bar vouchers.
LORRIE: What are bar vouchers?
JOHN: Paying club members get around 300 dollars a year in restaurant vouchers.The vouchers can be used in the restaurant or the lounge.But we don't offer vouchers to employees.
LORRIE: But according to the contract, employees get a discount in the restaurant.
JOHN: That's fight.So in a way, it is cheaper for you than for the members.You get more benefits than they do.
LORRIE: So, for now, you want me to keep a copy of the contract.But we won't sign it yet.Is that right?
JOHN: Yes.I've prepared the contract just so that you understand everything, so that you understand the terms.
LORRIE: I understand.And according to the terms on the contract, I am happy to accept this job.I look forward to it.
JOHN: I'm very pleased.We look forward to having you here, Miss Briggs.
第11题
Cash 【B3】 , in fact, often means that the only way of 【B4】 when you leave school is to stay at home for a while until things 【B5】 financially. There are obvious 【B6】 of living at home -- personal laundry is usually 【B7】 done along with the family wash; meals are provided and there will be a well-established circle of friends to 【B8】 .And there is 【B9】 the responsibility for paying bills, rates, etc.
On the other hand, 【B10】 depends on how a family gets on. Do your parents like your friends? You may love your family - 【B11】 do you like them? Are you prepared to be 【B12】 when your parents ask where you are going in the evening and what time you expect to be back? If you find that you cannot manage a(n) 【B13】 , and that you finally have the money to leave, how do you 【B14】 finding somewhere else to live?
If you plan to stay in your home area, the possibilities are 【B15】 well-known to you already. Friends and the local paper are always 【B16】 .If you are going to work in a 【B17】 area, again there are the papers - and the accommodation agencies, 【B18】 these should be approached with 【B19】 .Agencies are allowed to charge a fee, usually the 【B20】 of the first week's rent, if you take accommodation they have found for you.
【B1】
A.ideal
B.perfect
C.imaginary
D.satisfactory
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