We will instruct our bank to issue an L／C（) favor of your company.A. OnB. ForC. WithD

A.advise

B.inform

C.instruct

D.notice

A.intercept

B.instruct

C.interrupt

D.interact

nger difficult. Most people do not fully see this truth. Instead they complain about their problems and difficulties as if life should be easy. It seems to them that difficulties represent (代表) a special kind of suffering especially forced upon them or else upon their families, their class, or even their nation.

What makes life difficult is the process of facing and solving problems and it is a painful one. Problems, depending on their nature, cause us sadness or, loneliness or regret or anger of fear. These are uncomfortable feelings, often as painful as any kind of physical pain. And since life causes an endless series of problems, life is always difficult and is full of pain as well as joy.Yet, it is in this whole process of solving problems that life has its meaning. Problems are the serious test that tells us success from failure. When we desire to encourage the growth of human spirit, we encourage the human ability to solve problems, just as in school we set problems for our children to solve. It is through the pain of meeting and working out problems that we learn. As Benjamin Franklin said, "Those things that hurt, instruct." It is for this reason that wise people learn not to fear but to welcome the pain of problems.

1.The main idea of paragraph three is that ().

A、most people feel life is easy

B、the writer feels life is easy

C、the writer likes to complain about his problems

D、Problem solving is part of life

2.The saying from Benjamin Franklin "Those things that hurt, instruct" suggest that ().

A、we do not learn from experience

B、we do not learn when we are pain

C、pain teaches us important lessons

D、pain cannot be avoid

3.According to the passage, we give school children difficult problems to solve in order to ().

A、encourage them to learn

B、teach them to fear the pain of solving the problem

C、help them learn to deal with pain

D、teach them how to respect from problems

4.From the passage, it can be inferred that ().

A、everybody has problems

B、we become stronger by meeting and solving the problems of life

C、life is difficult because our problems bring us pain

D、people like to complain about their problems

5.The writer probably used one short sentence in the first paragraph to ().

A、save space

B、persuade readers

C、make readers laugh

D、get readers'' attention

使用美国的银行承兑汇票融通资金，可以选择做融资的下列出口货运：

On 10 August, Bank of Asia, London received a cable despatched by Bank of Asia, Hangzhou inclusive of the following contents:

Description of goods	Shipment from ______ to ______	B/L date	ETA	Amount
Silk Chemicals Piece goods Poplin	China China China China	Tunis Singapore Egypt Rangoon	1 Aug. 2 Aug. 5 Aug. 1 Aug.	20 Sep. 13 Aug. 20 Sep. 12 Aug.	USD1,500,000.00 250,000.00 1,500,000.00 150,000.00

Total USD3, 400, 000. 00

(1)计算实际利率，确定是否可做银行承兑汇票(Banker's Acceptance, B/A)融资。

Bank of Asia, London telephoned Chemical Bank, London to enquire about all-in- rate on the same date which was 13.4% per annum. Another enquiry about LIBOR from Euro-dollar market has been made, the result was 14. go-/o for six months.

Whether such all-in-rate is available to create the banker's acceptance at 180 days？

Effective annual rate =

As the effective annual rate at ______ was ______ than LIBOR at ______, Bank of Asia, London would apply for the creation of eligible banker's acceptance.

(2)亚(洲银)行伦敦分行折算后认为可以叙做B/A，于8月10日发电给化学银行伦敦分行，请它转电该行纽约分行，将两笔货运金额融资，并请承兑和贴现，将净款贷记亚行账户。

Bank of Asia, London selected some of the above exportation with ETA exceeding 5 days as from 10 Aug., to be available to B/A, and made a telex advice of application for B/A dated 10 Aug., at 180 days to Chemical Bank, London as follows：

FROM：__________________

TO： __________________

TEST 2476 WE CONFIRM TODAY'S USD BANKER'S ACCEPTANCE TRANSACTION OF USD ______ VALUE 10 AUG. FOR ______ DAYS AT ______ PER ANNUM PLEASE INSTRUCT YOUR NEW YORK OFFICE TO FILL OUT OUR PRESIGNED BANK DRAFT ACCEPTED AND DISCOUNTED AND ______ NET PROCEEDS AMOUNTING TO USD ______ TO OUR ACCOUNT WITH THEM STOP

THIS FINANCING COVERS THE FOLLOWING TRANSACTIONS

DESCRIPTION OF GOODS	SHIPMENT FROM	SHIPMENT TO	B/L DATE	ETA	AMOUNT
______ ______ ______	______ ______	______ ______	______ ______	______ ______	______ ______

WE ALSO CONFIRM THAT GOODS ARE IN CHANNEL OF TRADE NO OTHER FINANCING IS INVOLVED WITH THE TRANSACTION AT MATURITY ______ WE SHALL PAY FACE AMOUNT TO YOU TO LIQUIDATE THIS OUTSTANDING ACCEPTANCE.

(3)承兑行代为填写预签汇票，制成承兑和可贴现汇票。化学银行纽约分行当天回电致其伦敦分行确认承兑、贴现，并将净款贷记在亚行伦敦分行账户上。

Please fill out a presigned blank draft with the following particulars:

dates of draft and of acceptance: 10 Aug.

amount: USD3,000,000.00

No. of draft: 101

drawee: Chemical Bank, New York

drawer: Bank of Asia, London

payee: Chemical Bank

tenor: at 180 days after sight

exportation of silk and piece goods from China to Tunis and Egypt

On 10 Aug., Chemical Bank, New York replied to their London office for relay to Bank of Asia, London by telex, confirming that the net proceeds have been credited to Bank of Asia, London's account maintained with them.

FROM: CHEMICAL BANK, NEW YORK

TO: CHEMICAL BANK, LONDON

MESSAGE FOR BANK OF ASIA, LONDON

WE HAVE ACCEPTED AND DISCOUNTED DRAFT NO. 101 NET PROCEEDS

USD ______ BEING SAME DAY FUNDS CREDITED YOUR ACCOUNT

(4)亚行伦敦分行电传给化学银行伦敦分行，请它通知其纽约分行将净款付给纽约渣打银行。

On 11 Aug., Bank of Asia, London telexed Chemical Bank, London to instruct their New York Office to transfer the net proceeds for the credit of Standard Chartered Bank, New York.

FROM：__________________

TO: __________________

MESSAGE FOR CHEMICAL BANK, NEW YORK

VALUE 10 AUG. PLEASE ______ OUR ACCOUNT WITH OUR NEW

YORK OFFICE AND PAY ______________________________

FOR THE ______ OF OUR ACCOUNT WITH THEM AMOUNTING USD

______.

(5)亚行伦敦分行贷款300万美元给布鲁塞尔的布(鲁塞尔)行，并从纽约渣打银行拨款给布行。

On 12 Aug., Bank of Asia, London has made a loan to Banque de Bruxelles, S.A. Brussels for the amount of USD3,000,000.00 at 14.9% per annum valued on 12 Aug., matured at 6 Feb., with a loan period of 178 days. They have telexed Standard Chartered Bank, New York to pay the said amount to Manufacturers Hanover Trust Co., New York for the credit of the account of Banque de Bruxelles.

FROM: ________________________

TO： ________________________

TEST 1552 VALUE ______ PLEASE ______

OUR ACCOUNT AND PAY __________________

__________________ FOR THE ____________

OF THE ACCOUNT OF BANQUE DE BRUXELLES USD ______

______

(6)布鲁塞尔的布行寄送借款确认书给亚行伦敦分行。

Banque de Bruxelles, S.A. Brussels sent a confirmation of borrowing to Bank of Asia, London with some items in blank to be filled in a8 follows:

Confirmation of Borrowing

To Bank of Asia, London Date 12 Aug.

Date of borrowing ______ Amount ______

Maturity ______ Interest rate at ______

Interest amount ______

In our favour with

Manufacturers Hanover Trust Co., New York

Liquidation at maturity ______

Total amount to be paid ______

Payment through

Manufacturers Hanover Trust Co., New York

With Standard Chartered Bank, New York

Banque de Bruxelles, Brussels

signature

(7)布行在到期日发出电传给纽约汉华银行将贷款本息还给亚行伦敦分行。

At maturity, Banque de Bruxelles, Brussels telexed Manufacturers Hanover Trust Co., New York to refund the principal and interest of the loan to Bank of Asia, London.

FROM: ________________________

TO: ________________________

VALUE ______ PLEASE ______ OUR ACCOUNT AND PAY

______ TO THE STANDARD CHARTERED BANK NEW YORK FOR

______ OF THE ACCOUNT OF ______ WITH THEM

(8)在银行承兑汇票到期日，亚行伦敦分行发出电传给纽约渣打银行付款 300万美元。

On due date Bank of Asia, London telexed the Standard Chartered Bank, New York to pay USD3,000,000.00 to Chemical Bank, New York to liquidate the outstanding acceptance.

FROM: ______________________________

TO: ______________________________

VALUE ______ PLEASE ______ OUR ACCOUNT AND PAY

______ TO ______ FOR ______ TO THEIR ______

ACCOUNT TO LIQUIDATE OUR BANKER'S ACCEPTANCE NO. ______

MATURING AT ______.

(9)计算亚行伦敦分行发放贷款获得的利润(利息差额收益)。

Bank of Asia, London has obtained profit of interest difference between the rates of loan and B/A as follows:

Loan interest amount: USD ______

B/A discount and acceptance charges: USD ______

______________________________

Profit of interest difference: USD ______

We will do our best to help those ______ (fortunate)

We are going to Florida as soon as we (finish) ______ taking our final exams.

A.your,our

B.you,our

C.you,we

ur mOnce we _____, we should work hrd until we succeed.mke up our mind B．mke our mind C．mke up our minds D．mke our minds

A．make up our mind

B．make our mind

C．make up our minds

D．make our minds