24 Sigma’s bank statement shows an overdrawn balance of $38,600 at 30 June 2005. A check a

听力原文： When a savings account is opened in a bank, the depositor must sign a deposit agreement. By signing agreement, the depositor agrees to abide by the rules and regulations of the bank. At this time, a passbook may be given to the depositor. This is a small book in which the bank teller enters the date and amount of each deposit or withdrawal and initials the entry. The passbook is to be presented at the bank or mailed to the bank along with a deposit or withdrawal slip each time money is deposited or withdrawn from the account. An alternative practice for depositing or withdrawing money from a savings account is to give the depositor a small register for recording deposits and withdrawals and a pad of deposit withdrawal rotors. This procedure eliminates the use of the passbook.

24. What is the purpose of signing a deposit agreement？

25.What does a depositor do with a passbook？

26.What is the aim of a small register and a pad of deposit withdrawal forms？

(24)

A．To follow the bank's rules and regulations.

B．To have the right to make full use of the bank's facilities.

C．To open an account in the bank.

D．To protect the depositor's interest.

When a Letter of Credit has been confirmed, the agent bank in the seller's country usually asks for the shipping documents, and often corite to the seller to say that they are willing to【21】a draft on them for the【22】. This draft (another name for Bill of Exchange) is often【23】to the shipping documents and is called a Documentary Bill of Exchange. Banks often state that the seller can【24】on them for the amount of the Credit.

A buyer or his bank may ask the seller if he is willing to allow them a period of 30, 60, or 90 days to pay. They may write. "can you present your drafts for 60 d/s？" this is a form. of【25】and allows the buyer time to pay. The agent bank will normally accept a draft【26】documents, because they need them to make sure that the title to【27】has been transferred.

Some times the bank demands a letter of【28】so that they have the right to sell the goods if the Bill of Exchange is【29】, that is, if the buyer or his bank do not pay. This does not apply to irrevocable documentary credit.

However, the bank can【30】the Bill of Exchange by deducting the interest for the period the draft has to go before maturity.

(11)

听力原文： Banker's acceptances often arise in foreign trade. A business buying goods from abroad where it is not well known and does not have other credit arrangements will first obtain a letter of credit from its own bank. The letter will authorize the foreign seller to draw a draft on the company's bank. A draft, or bill of exchange, as it is sometimes called, is a debt instrument. It can be made payable on sight, that is, upon presentation, payable upon arrival of merchandise, or payable in a fixed number of days. A draft can be made payable in, say, 30 days after it is presented to the bank against which it is drawn. This draft can be discounted at the seller's bank so that the seller receives immediate payment.

24. What gives rise to the bankers' acceptance？

25.In how many days can a draft be made payable after it is presented to the bank against which it is drawn？

26.How can the seller receive immediate payment if the draft is made payable on a future date？

(24)

A．The money markets.

B．The banks.

C．The international trade.

D．The buying of goods in the markets.

A.ρ增大，σs减小

B.ρ增大，σs增大

C.σs与ρ关系不大

D.σs随ρ线性变化

A.运行

B.休眠

C.终止

D.挂起

A.sigma;e

B.sigma;s

C.sigma;b

D.sigma;0.2

A.当σ已知时，标准误可利用公式σ／n求得

B.测量值的标准差称为标准误

C.当σ未知时，常用S来近似估计标准误的大小

D.标准误的计算为S

E.标准误越大表示样本均数的离散程度越小，结果越可信

A.The Queen selects the Prime Minister and the Cabinet.

B.The Queen symbolises the tradition and unity of the British stat

C.The Queen acts as a confidante to the Prime Minister.

D.The Queen is the temporal head of the Church of Englan

请根据下面的信用证以及补充资料，填写出口货物许可证。

NATIONAL PARIS BANK

24 MARSHAL AVE DONCASTER MONTREAL， CANADA

WE ISSUE OUR IRREVOCABLE DOCUMENTARY CREDIT NUMBER: QQ2011 IN FAVOUR OF:

SHANGHAI KNITWEAR AND MANUFACTURE GOODS IMPORT AND EXPORT TRADECORPORATION.

321， CHONGSHAN ROAD SHANGHAI， CHINA

BY ORDER OF: YI YANG TRADING CORPORATION

88 MARSHAL AVE

DONCASTER VIC 3108

CANADA

FOR AN AMOUNT OF USD89 705.00

DATE AND PLACE OF ISSUE: SEPT. 18th， 2011 MONTREAL

DATE OF EXPIRY: NOV 15， 2011

PLACE: IN BENEFICARY’S COUNTRY

BY NEGOTIATION OF BENEFICIARY'S DRAFT DRAWN ON US AT SIGHT IN MONTREAL

THIS CREDIT IS TRANSFERABLE

AGAINST DELIVERY OF THE FOLLOWING DOCUMENTS

+ COMMERCIAL INVOICES IN 3 COPIES.

+ CANADA CUSTOMS INVOICES IN 3 COPIES.

+ FULL SET OF NEGOTIABLE INSURANCE POLICY OR CERTIFICATE BLANK ENDORSEDFOR 110 PERCENT OF INVOICE VALUE COVERING ALL RISKS.

+ FULL SET OF ORIGINAL MARINE BILLS OF LADING CLEAN ON BOARD PLUS 2NON-NEGOTIABLE COPIES MADE OUT OR ENDORSED TO ORDER OF NATIONAL PARISBANK 24 MARSHAL AVE DONCASTER MONTREAL， CANADA.

+ SPECIFICATION LIST OF WEIGHTS AND MEASURES IN 4 COPIES COVERING SHIPMENTOF COTTON TEA TOWELS.

AS PER S/C M-N808

FOR 1-300 SIZE 10 INCHES*10 INCHES 16 000 DOZAT USD1.31/DOZ.

301-600 SIZE 20 INCHES*20 INCHES 6000 DOZ AT USD2.51/DOZ.

601-900 SIZE 30 INCHES*30 INCHES 11 350 DOZ AT USD4.73/DOZ.

CIF MONTREAL

FROM SHANGHAI TO MONTREAL PORT

NOT LATER THAN OCT.31TH， 2011

PARTIAL SHIPMENTS: ALLOWED

SPECIAL INSTRUCTIONS:

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+ 1N CASE OF PRESENTATION OF DOCUMENTS WITH DISCREPANCY (IES) A CHARGE OFUSD 55.00 THIS CREDIT IS SUBJECT TO UCP DOCUMENTARY CREDITS (2007 REVISION)ICC PUBLICATION 600．