She is due to （) a speech on genetic engineering.

() her son's expert driving, she got to the support on time, despite the heav

A Due to

B Thanks to

C Owing to

D On account of

A.Due to

B.Thanks to

C.Owing to

D.On account of

elivered due to the Charterer's fault，and repairs to her have to be effected in order to restore her to that condition，the Shipowner can ______ the cost of repairs and any loss of profit whilst she is being repaired．

A.want

B.send

C.deliver

D.claim

d MOM though some may not say it openly to their mother. There’s no substitute for her. _______ every single moment. Though at times she may not be the best of friends, she may not ________ your thoughts, she is still your mother! She will be there for you; to listen to your woes, your brags, your __________, etc. Ask yourself “Have you _________ enough time for her, to listen to her ‘blues’ of working in the kitchen, her _________ ” Be tactful, loving and still show her due _______, though you may have a different view from hers. Once gone, only fond _________ of the past and also regrets will be left. Don’t ______________ the things closest to your heart. Love her more than you love yourself. Life is ____________ without her.

to the person called MOM though some may not say it openly to their mother. There ’ s no substitute for her. _ _ 2 _ __ every single moment. Though at times she may not be the best of friends, she may not 3 your thoughts, she is still your mother! She will be there for you; to listen to your woes, your brags, your __ _ 4 _ __, etc. Ask yourself “ Have you __ _ 5 _ __ enough time for her, to listen to her ‘ blues ’ of working in the kitchen, her 6 ” Be tactful, loving and still show her due _ _ 7 _ ____, though you may have a different view from hers. Once gone, only fond 8 of the past and also regrets will be left. Don ’ t 9 the things closest to your heart. Love her more than you love yourself. Life is ___ 10 _ __ without her.

mation. Let us take a moment of the time just to pay tribute and ___ 1 ___to the person called MOM though some may not say it openly to their mother. There’s no substitute for her. ___ 2 ____ every single moment. Though at times she may not be the best of friends, she may not ____ 3 ___your thoughts, she is still your mother! She will be there for you; to listen to your woes, your brags, your __ 4 ___, etc. Ask yourself “Have you ___ 5 ___ enough time for her, to listen to her ‘blues’ of working in the kitchen, her ___ 6 ___ ” Be tactful, loving and still show her due ____ 7 ___, though you may have a different view from hers. Once gone, only fond ___ 8 ___ of the past and also regrets will be left. Don’t ___ 9 ____the things closest to your heart. Love her more than you love yourself. Life is ___ 10 ____ without her.

Laura James is the head portfolio manager for National Fund, a U.S. based mutual fund with a well-respected track record. National’s primary focus is on large-cap domestic equities, and the fund has consistently posted highreturns relative to its peer group over the past seven years. Much of National’s recent success is from itsinvestments in the U.S. automobile industry, which have posted extraordinary returns due to a favorable economic scenario. Over the past seven years, the U.S. economy has been expanding, foreign competition has not met consumer expectations, and oil prices have remained low. These factors have contributed to an increase in market share for the domestic producers (at the expense of foreign competitors), and the result has been strong earnings for the top U.S. automakers.

Ford Motor Company, in particular, has enjoyed tremendous success in this environment. Ford has capitalized on the trend toward bigger vehicles, particularly sport utility vehicles (SUVs), and has outperformed the other domestic auto makers. Ford jumped on the SUV bandwagon early, and established its dominance. Other domestic auto makers followed, with foreign producers being the last to embrace the trend. Ford, has increased its market share in an increasingly competitive industry.

James is constantly reviewing economic forecasts and industry data in order to assess the expected performance of the investments in National’s portfolio. Due to changes in economic policy and recent volatility in energy prices, James now believes that current market conditions exhibit signs of contraction (recession). In addition, the automobile sector may be facing additional negative factors. In particular, James has concerns regarding the SUV segment of the automobile industry. Although she believes they will remain popular, she is concerned that the market may be reaching a point of saturation. In addition, volatile energy prices may dampen consumers’ enthusiasm for large vehicles. Lastly, foreign competitors have increased efforts toward the production of SUVs, thus “crowding” the market with many new models.

Part 4)

Suppose instead that Ford’s growth of firm sales is expected to be –3% and the growth of industry sales is 1%. What is Ford’s expected change in market share？

A)3%.

B)-3%.

C)-4%.

D)4%.

She is due to __________ a speech on the social work tomorrow.

A do

B conduct

C deliver

Laura James is the head portfolio manager for National Fund, a U.S. based mutual fund with a well-respected track record. National’s primary focus is on large-cap domestic equities, and the fund has consistently posted highreturns relative to its peer group over the past seven years. Much of National’s recent success is from itsinvestments in the U.S. automobile industry, which have posted extraordinary returns due to a favorable economic scenario. Over the past seven years, the U.S. economy has been expanding, foreign competition has not met consumer expectations, and oil prices have remained low. These factors have contributed to an increase in market share for the domestic producers (at the expense of foreign competitors), and the result has been strong earnings for the top U.S. automakers.

Ford Motor Company, in particular, has enjoyed tremendous success in this environment. Ford has capitalized on the trend toward bigger vehicles, particularly sport utility vehicles (SUVs), and has outperformed the other domestic auto makers. Ford jumped on the SUV bandwagon early, and established its dominance. Other domestic auto makers followed, with foreign producers being the last to embrace the trend. Ford, has increased its market share in an increasingly competitive industry.

James is constantly reviewing economic forecasts and industry data in order to assess the expected performance of the investments in National’s portfolio. Due to changes in economic policy and recent volatility in energy prices, James now believes that current market conditions exhibit signs of contraction (recession). In addition, the automobile sector may be facing additional negative factors. In particular, James has concerns regarding the SUV segment of the automobile industry. Although she believes they will remain popular, she is concerned that the market may be reaching a point of saturation. In addition, volatile energy prices may dampen consumers’ enthusiasm for large vehicles. Lastly, foreign competitors have increased efforts toward the production of SUVs, thus “crowding” the market with many new models.

Part 3)

Assume domestic automakers are growing at a rate of –2%. Ford expects to increase its market share by 0.5%. What is Ford’s growth rate？

A)1.5%.

B)-3.0%.

C)-1.5%.

D)3.0%.

Laura James is the head portfolio manager for National Fund, a U.S. based mutual fund with a well-respected track record. National’s primary focus is on large-cap domestic equities, and the fund has consistently posted highreturns relative to its peer group over the past seven years. Much of National’s recent success is from itsinvestments in the U.S. automobile industry, which have posted extraordinary returns due to a favorable economic scenario. Over the past seven years, the U.S. economy has been expanding, foreign competition has not met consumer expectations, and oil prices have remained low. These factors have contributed to an increase in market share for the domestic producers (at the expense of foreign competitors), and the result has been strong earnings for the top U.S. automakers.

Ford Motor Company, in particular, has enjoyed tremendous success in this environment. Ford has capitalized on the trend toward bigger vehicles, particularly sport utility vehicles (SUVs), and has outperformed the other domestic auto makers. Ford jumped on the SUV bandwagon early, and established its dominance. Other domestic auto makers followed, with foreign producers being the last to embrace the trend. Ford, has increased its market share in an increasingly competitive industry.

James is constantly reviewing economic forecasts and industry data in order to assess the expected performance of the investments in National’s portfolio. Due to changes in economic policy and recent volatility in energy prices, James now believes that current market conditions exhibit signs of contraction (recession). In addition, the automobile sector may be facing additional negative factors. In particular, James has concerns regarding the SUV segment of the automobile industry. Although she believes they will remain popular, she is concerned that the market may be reaching a point of saturation. In addition, volatile energy prices may dampen consumers’ enthusiasm for large vehicles. Lastly, foreign competitors have increased efforts toward the production of SUVs, thus “crowding” the market with many new models.

Part 1)

Assume an industry exhibits tendencies of “regression toward the mean.” This could mean all of the followingEXCEPT:

A)profits are high and competition increases from other firms in the industry.

B)profits increase as firms enter the industry.

C)profits are low and firms flee the industry.

D)prices could increase or decrease depending on the level of profits.