Questions of policy inevitably incorporate questions of fact.（)

A.Questions of opinion, fact, and policy

B.Questions of opinion, attitude and value

C.Questions of fact, value and policy

D.Questions of problem, cause and solution

With a series of questions at the end of the text, the author _____.

［A］ feels uncertain of what his own opinion is

［B］ differentiates two conflicting views

［C］ criticizes the Bush Administration

［D］ argues for the US policy on Iraq

A suitable title for this text could be______.

[A]Wrong Interpretation of an Educational Policy

[B]A Welcomed Policy for Poor Students

[C]Thorny Questions about Homework

[D]A Faulty Approach to Homework

Questions下列各 are based on the following passage.

A newstudy shows a large gender gap on economic policy among the nations professional economists,a divide similar to the gender divide found in the general public.

"Asa group, we are pro-market," says Ann Marl May, co-author of the study anda University of Nebraska economist. "But women are more likely to acceptgovernment regulation and involvement in economic activity than our malecolleagues. "

"Itsvery puzzling," says free market economist Veronique de Rugy of the Mercatus Center at George Mason University. "Not a .day goes by that Idont ask myself why there are so few women economists on the free market side."

A nativeof France, de Rugy supported government intervention (干预) early in her life butchanged her mind after studying economics. "We want many of the samethings as liberals--less poverty, more health care--but have radicallydifferent ideas on how to achieve it. "

IAberaleconomist Dean Baker, co-founder of the Center for Economic Policy andResearch, says male economists have been on the inside of the profession,confirming each others antiregulation views. Women, as outsiders, "aremore likely to think independently or at least see people outside of theeconomics profession as forming their peer group," he says.

Thegender balance in economics is changing. One-third of economics doctorates (博士学位) now go to women."More diversity is needed at the table when pubflc policy isdiscussed," May says.

Economistsdo agree on some things. Female economists agree with men that Europe has toomuch regulation and that Wal-mart is good for society. Male economists agreewith their, female colleagues that military spending is too high.

Thegenders are most divorced from each other on the question of equality forwomen. Male economists overwhelmingly think the wage gap between men and womenis largely the result of indi~fluals skills, experience and voluntary choices.Female economists overwhelmingly disagree by a margin of 4-to-1.

Thebiggest disagreement: 76% of women say faculty opportunities in economics favormen. Male economists point the opposite way: 80% say women are favored or theprocess is neutral.

What is the finding of the new study？

A.The gender divide is a big concern of the general public.

B.Men and women understand economics quite differently.

C.The gap between male and female economists needs to be closed.

D.Male and female economists disagree widely on economic policy,

Questions are based on the following passage．

The ranks of the over 65s grew by 1.4m over the past decade．But old age will not be kind to all of them．One in three will develop dementia （痴呆）， around one in six will end up in a nursing or care home and nearly half will need some forms of care．Few will have laid plans to pay for it．

Knowing the dilemma of elderly voters， the government is moving to change that．Next year it will put ￡ 72，000 on the sum that a person will have to pay towards care．and will raise the means-testing threshold （阀值） from ￡ 23，250 to ￡118，000．

The government had hoped that this reform. would not just relieve elderly nerves but also stimulate an insurance market for end-of-life care．Unfortunately， that is not happening．

Many people continue to assume， wrongly， that the NHS will pay， says Yvonne Braun from the Association of British Insurers．And most are overly optimistic about their health in old age， underestimating （低估） the risks and costs they will suffer．Joan Costa-Font， from the London School of Economics， adds that the idea of care insurance seems to conflict with social values．A kind of familial moral hazard kicks in， as people fear their children will no longer look after them if they are insured．

Care costs are so hard to predict that insurers tend to protect themselves with big insurance expenses， making insurance difficult to afford．The government"s new policy， which was supposed to sort this out， comes with alarming warnings．It does not include the cost of bed and board， which makes up a large amount of care home costs．It is also up to local authorities to determine which care counts towards the policy， meaning people may end up spending more after all．And the policy is higher than the25，000-50，000 recommended to the government by Andrew Dilnot， an economist who reviewed the market．

From next month much will change for retirees， as the government drops the requirement to buy annuities with private pension pots．The government hopes that people will use the new flexibility to plan for their old age， including the possibility that their final years will be spent in a nursing home rather than on the Costa del Sol．

What is the government‘s objective in the reform？ 查看材料

A.To help make plans to pay for care．

B.To ease elderly worries and promote the insurance market．

C.To seek votes from elderly voters．

D.To reduce the costs in a nursing home．

根据下面材料，回答第 21～25 题：

Homework has never been terribly popular with students and even many parents, but in recent years it has been particularly scorned. School districts across the country, most recently Los Angeles Unified, are revising their thinking on his educational ritual. Unfortunately, L.A． Unified has produced an inflexible policy which mandates that with the exception of some advanced courses, homework may no longer count for more than 10% of a student’s academic grade.

This rule is meant to address the difficulty that students from impoverished or chaotic homes might have in completing their homework. But the policy is unclear and contradictory. Certainly, no homework should be assigned that students cannot do without expensive equipment. But if the district is essentially giving a pass to students who do not do their homework because of complicated family lives, it is going riskily close to the implication that standards need to be lowered for poor children.

District administrators say that homework will still be a pat of schooling: teachers are allowed to assign as much of it as they want. But with homework counting for no more than 10% of their grades, students can easily skip half their homework and see vey little difference on their report cards. Some students might do well on state tests without completing their homework, but what about the students who performed well on the tests and did their homework？ It is quite possible that the homework helped. Yet rather than empowering teachers to find what works best for their students, the policy imposes a flat, across-the-board rule.

At the same time, the policy addresses none of the truly thorny questions about homework. If the district finds homework to be unimportant to its students’ academic achievement, it should move to reduce or eliminate the assignments, not make them count for almost nothing. Conversely, if homework does nothing to ensure that the homework students are not assigning more than they are willing to review and correct.

The homework rules should be put on hold while the school board, which is responsible for setting educational policy, looks into the matter and conducts public hearings. It is not too late for L.A． Unified to do homework right.

第 21 题 It is implied in paragraph 1 that nowadays homework_____.

[A] is receiving more criticism

[B]is no longer an educational ritual

[C]is not required for advanced courses

[D]is gaining more preferences

用蒙代尔—弗莱明模型回答下列有关加利福尼亚州(一个小型开放经济)的问题。

a．如果加州受衰退之苦，州政府为了刺激就业应该用货币还是财政政策？请解释。(注意：对这个问题，假设州政府可以印发美元钞票。)

b．如果加州禁止从华盛顿州进口红酒，收入、汇率和贸易余额会发生什么变动？考虑短期与长期影响。

Use the Mundell-Fleming model to answer the following questions about the state of California (a small open economy).

a．If California suffers from a recession, should the state government use monetary or fiscal policy to stimulate employment？ Explain. (Note: For this question, assume that the state government can print dollar bills.)

b．If California prohibited the import of wines from the state of Washington, what would happen to income, the exchange rate, and the trade balance？ Consider both the short-run and the long-run impacts.

Questions 61-65 are based on Passage Two:

Passage Two

Science is a dominant theme in our culture．Since it touches almost every facet of our life, educated people need at least some acquaintance with its structure and operatiom They should also have an understanding of the subculture in which scientists live and the kinds of people they are, An understanding of general characteristics of science as well as specific scientific concepts is easier to attain if one knows something about the things that excite and frustrate the scientist．

This book is written for the intelligent student or lay person whose acquaintance with science is superficial; for the person who has been presented with science as a musty storehouse of dried facts; for the person who sees the chief objective of science as the production of gadgets; and for the person who views the scientist as some sort of magician． The book can be used to supplement a course in any science, to accompany any course that attempts to give an understanding of the modern world, or-independent of any course-simply to provide a better understanding of science．We hope this book will lead readers to a broader perspective on scientific attitudes and a more realistic view of what science is, who scientists are, and what they do． It will give them an awareness and understanding of the relationship between science and our culture and an appreciation of the roles science may play in our culture． In addition, readers may learn to appreciate the relationship between scientific views and some of the values and philosophies that are pervasive in our culture．

We have tried to present in this book an accurate and up-to-date picture of the scientific community and the people who populate it．That population has in recent years come to comprise more and more women．This increasing role of women in the scientific subculture is not an unique incident but, rather, part of the trend evident in all segments of society as more women enter traditionally male-dominated fields and make significant contributions． In discussing these changes and contributions, however, we are faced with a language that is implicitly sexist, one that uses male nouns or pronouns in referring to unspecified individuals．

To offset this built-in bias, we have adopted the policy of using plural nouns and pronouns whenever possible and, when a'bsolutely necessary, alternating he and she．This policy is far from being ideal, but it is at least an acknowledgment of the inadequacy of our language in treating half of the human race equally．

We have also tried to make the book entertaining as well as informative,Our approach is usually informal． We feel, as do many other scientists, that we shouldn't take ourselves too seriously． As the reader may observe, we see science as a delightful pastime rather than as a grim and dreary way to earn a living．

According to the passage, “scientific subculture”means ()．

A．cultural groups that are formed by scientists

B．people whose knowledge of science is very limited

C． the scientific community

D． people who make good contributions to science

Questions are based on the following passage．

According to a report from the Harvard School of Public Health， many everyday products， including some bug sprays and cleaning fluids， could lead to an increased risk of brain and behavioral disorders in children．The developing brain， the report says， is particularly （36） to the toxic effects of certain chemicals these products may contain， and the damage they cause can be （37） ．

The official policy， however， is still evolving．Health and environmental （38） have long urged U．S．government agencies to （39） the use of some of the 11 chemicals the report cites and called for more studies on their long-term effects．In 2001， for example， the Environmental Protection Agency（40）the type and amount of lead that could be present in paint and soil in homes and child-care （41）， after concerns were raised about lead poisoning．The agency is now （42）the toxic effects of some of the chemicals in the latest report．

But the threshold for regulation is high．Because children"s brain and behavioral disorders， like hyperactivity and lower grades， can also be linked to social and genetic factors， it"s tough to pin them on exposure to specific chemicals with solid （43）evidence， which is what the EPA requires．Even the Harvard study did not prove a direct（44）but noted strong associations between exposure and risk of behavioral issues．

Nonetheless， it"s smart to（45）caution．While it may be impossible to prevent kids from drinking tap water that may contain trace amounts of chemicals， keeping kids away from lawns recently sprayed with chemicals and freshly dry-cleaned clothes can"t hurt．

A．advocates

B．compact

C．correlation

D．exercise

E．facilities

F．interaction

G．investigating

H．overwhelmed

I．particles

J．permanent

K．restricted

L．simulating

M．statistical

N．tighten

O．vulnerable

第（36）题选

查看材料

Usually insurance is arranged by the exporter (under CIF terms etc. ) or the importer (under FOB, CFR terms etc.) approaching an insurance company which has a department specializing in cargo insurance. They may start by inquiring and choosing the right coverage and then negotiate insurance premium rates. Sometimes, brokers may be utilized whose assistance can be of enormous benefit as they are highly skilled specialists and can obtain sound and reliable coverage, together with competitive premium rates. In export trade, who will effect insurance depends on the particular trade terms adopted. Under CIF terms, it is the seller who arranges insurance with an insurance company. Under the terms as FOB, CFR, the buyer effects insurance, but he may ask the seller to arrange insurance on behalf of the buyer. An insurance policy is issued when goods are insured, but it is also usual for certificate of insurance to be issued for documentary purposes. An insurance policy is acrually a contract, serving as evidence of the arrangement between the insurer and the person taking out insurance. It forms part of the shipping documents.

In completing the insurance contract-the insurance policy-either party, buyer or seller, will undergo different steps, they are :

1. To apply for marine insurance

In some countries, the first step the insured party should take is to apply for insurance from a certain insurance company. The applicant should fill in the special form-the proposal form, which gives all the details concerning ownership, value, time span insurance will be for, risks and coverages, etc.

2. To determine the insurance value of the goods to be insured

Cenerally speaking, the value to be insured is based on the value of the commercial invoice; the need for maintaining adequate insurance has already been stressed. The recommended minimum amount is the total CIF value plus 10% for other fees and normal margin of profit. Probably the best way of determining needed insurance is to estimate the market value of the goods at the port of destination and to obtain coverage for that amount. Other methods of arriving at a valuation of goods may also be agreed,as determination of the value to be insured varies from country to country.

3. To determine the insurance average and coverage

Determining the right coverage sometimes can be easy, and sometimes difficult. The decision can be made only on the basis of the following factors : the nature of the product; packing considerations such as difference of air and sea transport; shipping route and ports consideration such as any transshipment on the way to the final port, etc. Based on the above factors , the insured may consider the averages and coverages. The average is closely linked with the goods and the goods,in return, are related with the coverage.

4. To determine insurance premium rates

The rates charged by the insurance company depend on many factors. The important determinants include the type of coverage desired, shipping routes, types of conveyances, duration of the voyage , and nature of the goods. Also important is each individual shipper's past loss experiences. Af'ter a period of favorable experience, rates may be lowered. Conversely,a shipper with a bad loss record may find his premiums increased. Generally, the greater the risks that the consignment is exposed to,the higher the premium will be. Premium for sending goods through the Persian Gulf,where the area is at a war, are much higher than sending oil through the Suez Canal. More exactly, the factors determining the insurance premium rates include the carrying vessel, nature of' the packing used, type of merchandise involved, nature of transit and related warehouse accommodation, previous experiences , the extent of cover needed and the volume of cargo involved.

5. To sign an insurance policy

Before filling in and signing an insurance policy, it is important to know what an insurance policy is and the kind of insurance policies. The most common policies being used now in the world today are msurance policy, insurance certificate and open policy , etc.

6. To lodge an insurance claim

Whenever an actual loss occurs ,it is important that the one having an interest in the goods can get fair, efficient, and rapid adjustment of his claims. A basic prerequisite for having a claim recognized by the insurance company is that the one making the claim has an insurable interest in the goods. Susceptibility to financial loss by the claim, if the shipment is lost or damaged,is sufficient to demonstrate an insurable interest. Claims can be made by the shipper,the buyer or even a carrier that has first lien on goods for unpaid freight charges. The one who registers a claim is not so easy. It needs patience, evidence and knowledge.

Most insurance company policies require that immediate notice be given to the nearest branch or agency in the event of damage giving rise to claim under a policy on goods. When notified of damage, the company's agent appoints a suitable surveyor to inspect the goods and to report on the nature and extent of damage. A common practice is for a report or certificate of loss incorporating the surveyor's findings to be issued to the consignees , the latter paying the fee. This certificate of loss is included with the claim papers and, if the loss is recoverable under the insurance cover,the fee is refunded to the claimants.

In some circumstances , the claim pap ers are returned to the place where the insurance was effected and subsequently to the underwriters. However, especially where goods are sold on CIF terms and the policy is assigned to the consignees;arrangements are made for any claims to be paid at destination. In such cases, the consignees approach the agents named in the policy for payment of their claims. Of course, the claims procedure will vary by circumstances but undoubtedly a quicker settlement should be secured in the event of loss or damage.

Questions for reading :