The State Bank of Virginia owns 55 percent of the shares of the Bank of Budapest. What type of arrangement is this？

ution-affiliated party for misconduct.

A．Right

B．Wrong

C．Doesn't say

A．The People's Bank of China.

B．China Foreign Exchange Trading Center.

C．Inter-bank Foreign Exchange Market.

D．The State Administration of Foreign Exchange.

Which of the following is NOT the reason for which Bank of America thrived？

A．It's turf -- California was a state with a large number of population.

B．The economic environment that was controlled by the government.

C．Its deposit rate was higher than that of other banks.

D．Its large amount of branches.

The requirements of presentations are as follows:

(1)Electronic records presented, the records must state a ______ for presentation of the electronic records.

(2)Both electronic records and paper documents presented, the documents must also state a ______ for presentation of the paper documents.

(3)If an eUCP Credit allows for presentation of one or more electronic records. the beneficiary is responsible for providing a ______ to the Bank to which presentation is made signifying when the presentation is ______.

(4)Each presentation under an eUCP Credit must ______ the eUCP Credit under which it is presented.

(5) An electronic record must be ______.

L/C calls for an architect's certificate signed by a "well-known local architect".

Documentation presented includes signed architect's certificate but does not state "well-known". The negotiating bank will

(1)( ) determine whether architect is "well-known" and then decide whether to pay.

(2)( ) treat as irregular and refer to issuing bank for permission to pay.

(3)( ) accept the document as presented.

The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.

(41)

A．receives

B．gets

C．charges

D．pays

Questions 3-5

Label the map Choose your answers from the box below:

Write the appropriate letters A-E on the map.

[A] State Bank

[B] St George's Hospital

[C] Garage

[D] Library

[E] University

【3】

单句理解

听力原文：Credit card holders can charge purchases to their credit card accounts, and they receive monthly statements.

(1)

A．Credit card holders will state if they don't buy anything.

B．Credit card holders will receive their statements from the bank every month.

C．Credit card holders can charge purchases to their bank accounts.

D．Credit card holders have to make purchases every month.

In order to (56) foreign exchange administration, maintain strong balance of payments position, China (57) the Regulations on Foreign Exchange Administration on January 29,1996. The State Administration of Foreign Exchange is the agency responsible for foreign exchange administration. The SAFE has a similar branch structure with that of the People's Bank of China, China's central bank. The Bank of China (58) the principal foreign exchange bank. Other banks and financial institutions, (59) affiliates of non-resident banks, (60) designed transactions with the approval of the SAFE.

(41)

A．develop

B．improve

C．change

D．conduct

order, including a CMR (卡车运单) dated 15 days prior to delivery. The Documentary Credit state that payment is to be effected 30 days after shipment. On which date will payment be made？ (There are no bank holidays and Saturdays and Sundays are not banking days.)

(1)( ) Friday 22 October

(2)( ) Monday 25 October

(3)( ) Friday 5 November

(4)( ) Monday 8 November