Jill was by her employees because she often scolded them for not working hard enough.

e of

each in her shop where customers can look at all her range. She rents a large warehouse to

keep her stock. All her dresses are selling well. Her business is making a good profit which

she wants to invest to expand her business. Jill asked her bank manager for advice. He

suggested having a homepage on the lnternet, and selling her clothes online. Internet

shopping suits her business model, because she buys many dresses all the same color to get a low nrprice. She can reach more customers online, and sell more dresses. This will increase her business quickly without buying a larger shop.

(1) Jill has a lot of dresses in stock.

(2) Jill buys her dresses very cheaply.

(3) She asks her bank manager for a loan.

(4) The bank manager suggests selling her business.

(5) The lnternet will expand her business.

A、loathed

B、appreciated

C、cherished

D、praised

A.isn't it

B.doesn't it

C.wasn't it

D.hasn't it

r is running slower than normal. Which of the following is the FIRST action that Karen, a technician, should take？（）

A. Run chkdsk.

B. Run an antivirus program.

C. Replace the faulty mouse.

D. Remove any recently added hardware.

he price she paid for them. She believes that if she just holds on to them a little longer they will recover, at which time she will sell them. What behavioral characteristic does Davis have as the basis for her decision making？

Maggie Banes looked __26__at her watch—as she had done every few minutes for the last three hours. __27__ it was nearly eight o'clock. 'Where on earth is Jill？' she thought.'It isn't like her to be so late.’__28__，she picked up the plate of sandwiches she'd made for tea and went to the kitchen. __29__the door opened and Jill walked into the house. She looked tired. 'What a relief! Are you OK？' said Maggie loudly. 'Yes, I'm fine, Auntie,'replied Jill. 'I'm so sorry I'm late, but something strange happened on the way here.'__30__，Jill explained that, in her hurry to get through the woods, she had tripped and knocked herself unconscious. When she woke up, she realised she was lost. 'I walked around for ages until I found the right path. Then I ran alt the way here.

A. Reluctantly

B. Just then

C. anxiously

D. To her aunt’s amazement

E. She was dismayed to see that

Secrets of Self－Made MillionairesThey’re just like you. But with lots of money.When you

Secrets of Self-Made Millionaires

They’re just like you. But with lots of money.

When you think of “millionaire”, what image comes to your mind？ For many of us, it’s a flashy Wall Street banker type who flies a private jet, collects cars and lives the kind of decadent lifestyle. that would make Donald Trump proud.

But many modern millionaires live in middle-class neighborhoods, work full-time and shop in discount stores like the rest of us. What motivates them isn’t material possessions but the choices that money can bring. “For the rich, it’s not about getting more stuff. It’s about having the freedom to make almost any decision you want,” says T. Harv Eker, author of Secrets of the Millionaire Mind. Wealth means you can send your child to any school or quit a job you don’t like.

According to the Spectrem Wealth Study, an annual survey of America’s wealthy, there are more people living the good life than ever before — the number of millionaires nearly doubled in the last decade. And the rich are getting richer. To make it onto the Forbes 400 list of the richest Americans, a mere billionaire no longer makes the cut. This year you needed a net worth of at least $1.3 billion.

If more people are getting richer than ever, why shouldn’t you be one of them？ Here are the secrets revealed by the people who have at least a million dollars in liquid assets.

1. Set your sights on where you’re going

Twenty years ago, Jeff Harris hardly seemed on the road to wealth. He was a college dropout who struggled to support his wife, DeAnn, and three kids, working as a grocery store clerk and at a junkyard where he melted scrap metal alongside convicts (囚犯). “At times we were so broke that we washed our clothes in the bathtub because we couldn’t afford the Laundromat.” Now he’s a 49-year-old investment advisor and multimillionaire in York, South Carolina.

There was one big reason Jeff pulled ahead of the pack: He always knew he’d be rich. The reality is that 80 percent of Americans worth at least $5 million grew up in middle-class or lesser households, just like Jeff.

Wanting to be wealthy is a crucial first step. Eker says, “The biggest obstacle to wealth is fear. People are afraid to think big, but if you think small, you’ll only achieve small things.”

It all started for Jeff when he met a stockbroker at a Christmas party. “Talking to him, it felt like discovering fire,” he says. “I started reading books about investing during my breaks at the grocery store, and I began putting $25 a month in a mutual fund.” Next he taught a class at a local community college on investing. His students became his first clients, which led to his investment practice. “There were lots of struggles,” says Jeff, “but what got me through it was believing with all my heart that I would succeed.”

2. Educate yourself

When Steve Maxwell graduated from college, he had an engineering degree and a high-tech job — but he couldn’t balance his checkbook. “I took one finance class in college but dropped it to go on a ski trip,” says the 45-year-old father of three, who lives in Windsor, Colorado. “I actually had to go to my bank and ask them to teach me how to read my statement (结算单).”

One of the biggest obstacles to making money is not understanding it: Thousands of us avoid investing because we just don’t get it. But to make money, you must be financially literate. “It bothered me that I didn’t understand this stuff,” says Steve, “so I read books and magazines about money management and investing, and I asked every financial whiz (高手) I knew to explain things to me.”

He and his wife started applying the lessons: They made a point to live below their means. They never bought on impulse, always negotiated better deals (on their cars, cable bills, furniture) and stayed in their home long after they could afford a more expensive one. They also put 20 percent of their annual salary into investments.

Within ten years, they were millionaires, and people were coming to Steve for advice. “Someone would say, ‘I need to refinance my house — what should I do？’ A lot of times, I wouldn’t know the answer, but I’d go find it and learn something in the process,” he says.

In 2003, Steve quit his job to become part owner of a company that holds personal finance seminars for employees of corporations like Wal-Mart. He also started going to real estate investment seminars, and it’s paid off: He now owns $30 million worth of investment properties, including apartment complexes, a shopping mall and a quarry.

“I was an engineer who never thought this life was possible, but all it truly takes is a little self-education,” says Steve. “You can do anything once you understand the basics.”

3. Passion pays off

In 1995, Jill Blashack Strahan and her husband were barely making ends meet. Like so many of us, Jill was eager to discover her purpose, so she splurged on a session with a life coach. “When I told her my goal was to make $30,000 a year, she said I was setting the bar too low. I needed to focus on my passion, not on the paycheck.”

Jill, who lives with her son in Alexandria, Minnesota, owned a gift basket company and earned just $15,000 a year. She noticed when she let potential buyers taste the food items, the baskets sold like crazy. Jill thought, Why not sell the food directly to customers in a fun setting？

With $6,000 in savings, a bank loan and a friend’s investment, Jill started packaging gourmet foods in a backyard shed and selling them at taste-testing parties. It wasn’t easy. “I remember sitting outside one day, thinking we were three months behind on our house payment, I had two employees I couldn’t pay, and I ought to get a real job. But then I thought, No, this is your dream. Recommit and get to work.”

She stuck with it, even after her husband died three years later. “I live by the law of abundance, meaning that even when there are challenges in life, I look for the win-win,” she says.

The positive attitude worked: Jill’s backyard company, Tastefully Simple, is now a direct-sales business, with $120 million in sales last year. And Jill was named one of the top 25 female business owners in North America by Fast Company magazine.

According to research by Thomas J. Stanley, author of The Millionaire Mind, over 80 percent of millionaires say they never would have been successful if their vocation wasn’t something they cared about.

1. How does the passage portray modern millionaires？

A) People who fly private planes. B) People who have the freedom to make any decision.

C) People who do part-time jobs. D) People who lead rotten lives.

2. How much net worth is needed if you want to be one of the richest Americans, according to the Forbes？

A) $5 million. B) $30 million. C) $120 million. D) $1.3 billion.

3. How old was Jeff Harris when he was so poverty-stricken that he could barely support his family？

A) 45. B) 29. C) 35. D) 49.

4. What should people do to make big money, according to Steve Maxwell？

A) Live below their means. B) Buy on impulse.

C) Read books and magazines about finance. D) Negotiate better deals.

5. Jill Blashack Strahan’s success in business is mostly due to her _________.

A) willingness to think big B) financial literacy

C) positive attitude D) material possessions

6. What made Jill Blashack Strahan one of the top 25 businesswomen in North America？

A) She sold super foods directly to customers. B) She made up an annual income goal.

C) She got a big loan from the bank. D) She got a real job.

7. Which of the following is NOT a way to become a millionaire？

A) Setting big goals. B) Studying by yourself.

C) Being passionate. D) Sharing success stories.

8. According to Eker, the biggest barrier for people to be wealthy is ________.

9. The study done by Thomas J. Stanley shows that more than 80% of millionaires say their success are due to ___________.

10. The author gave us ___________ people’s secrets of becoming a millionaire in the passage.

A.good or poor behavior

B.productivity

C.knowledge

D.quality

Text 4

Jill Ker Conway ,president of Smith ,echoes the prevailing view of contemporary technology when she says that " anyone in today's world who doesn't understand data processing is not educated. " But she insists that the mcreasing emphasis on these matters leave certain gaps. Says she: "The very strongly utilitarian emphasis in education ,which is an effect of man-made satellites and the cold war, has really removed from this culture something that was very profound in its 18th and 19th century roots ,which was a sense that literacy and learning were ends in themselves for a demo- cratic republic. "

In contrast to Plato's claim for the social value of education,a quite different idea of intellectu-al purposes was advocated by the Renaissance humanists. Ovejoyed with their rediscovery of the classical leaming that was thought to have disappeared during the Dark Ages,they argued that the imparting of knowledge needs no justification-religious ,social ,economic ,or political. Its purpose,to the extent that it has one ,is to pass on from generation to generation the corpus of knowledge that constitutes civilization. "What could man acquire ,by virtuous striving ,that is more valuable than knowledge？" asked Erasmus ,perhaps the greatest scholar of the early 16th century. That idea has acquired a tradition of its own. "The educational process has no end beyond itself," said John Dewey. "It is its own end. "

But what exactly is the corpus of knowledge to be passed on？ In simpler times ,it was all included in the medieval universities' Quadrivium (arithmetic, geometry, astronomy, music ) and Trivium(grammar, thetoric ,logic). As recently as the last century ,when less than 5% of Americans went to college at all, students in New England establishments were compelled mainly to memorize and recite various Latin texts,and crusty professors angrily opposed the introduction of any new scientific discoveries or modern European languages. "They felt," said regretfully Charles Francis Adams, Jr. ,the Union Pacific Railroad president who devoted his later years to writing history ,"that a classical education was the important distinction between a man who had been to college and a man who had not been to college ,and that anything that diminished the importance of this distinction was essentially revolutionary and tended to anarchy. "

56. The first paragraph shows that Jill Ker Conway accepts utilitarian emphasis in education

[A] wholeheartedly.

[B] with reservation.

[C] against her own will.

[D] with contempt.