It doesn’t _______ to buy that expensive coat when these cheaper ones are just as good.

Why shouldn't I buy a new coat — I haven't bought ______ for five years.

A) it B) that C) one D) which

美国官方结算数据是否能为外国中央银行在货币市场买卖美元的程度提供准确的描述？

Do data on the U.S. official settlements balance give an accurate picture of the extent to which foreign central banks buy and sell dollars in currency markets？

A.Repair

B.to be repaired

C.repaired

D.being repaired

A.He is getting too, fat.

B.He smokes too much.

C.He doesnt eat vegetables.

D.He doesnt look well at all.

A.She doesnt understand how Judy got her job.

B.Shes surprised Judy is working in management.

C.She thinks Judy should not have taken a computer course.

D.She wonders how Judy does so many things.

A.Good ide

B.It doesnt matter.

C.Sorry, I wont do it again.

D.Its goo

E.

A.anything

B.everything

C.sometimes

D.some

A.He cant find his office key.

B.He has misplaced some exams.

C.He is unable to talk.

D.He doesnt like his classroom.

In an old town lived a merchant. He earned huge profits by fair means and foul (恶劣的).With more profits flowing in, he became more and more【C1】______. He complained when his wife wanted money to【C2】______the home. He criticized her when she prepared【C3】______dishes or bought expensive clothes. " Money doesnt grow on trees. " he【C4】______his children when they asked for money to buy books and new dresses. When his sisters, brothers and cousins came to ask for【C5】______, he drove them away. 【C6】______ he grew richer, he became more miserly (吝啬的). He【C7】______the cook, the maid and the gardener. "No,who will pay them？ All of us must share the work and thus avoid【C8】______of money. " he told his wife and children. "What will you do with all this money？" they asked. But he drove them away,【C9】______," I will do【C10】______I like with my money. I earn it. I will save it. I will become the richest man in the town. Wait and see. " It【C11】______him many years to become the richest man in town. But none had a good word to say about him. The people laughed at him, " Money Bag. " They named him " King Miser. " The merchant became worried day by day【C12】______his bad name. How could he get a good name？ He finally went to an elder and【C13】______ advice. "Shall I open a charitable (慈善的) hospital？ 【C14】______ a school for the children of the poor？ Open a chain of poor homes？" he asked. "Not a bad idea. In fact, I would normally have recommended such kind of charity. But it will cost a lot of money. " the elder【C15】______ out. "I am ready to spend some money to win name and 【C16】______ ," the merchant replied. " How can you even think of helping strangers？ Should you not attend to the【C17】______of your near and dear ones first？ Cant you see your wife and children going around【C18】______poor clothes？ How hungry they look？ Do they have even enough food every day？ Listen. Do your【C19】______to your family, first. Help your brothers and sisters and other members of the family who are poor. Opening hospitals for the poor or schools for the children of the poor must come【C20】______. Charity begins at home. " saying this, the wise man sent the merchant away.

【C1】

A．honest

B．greedy

C．upset

D．generous

SECTION A MINI-LECTURE

Directions: In this section you sill hear a mini-lecture. You will hear the lecture ONCE ONLY. While listening, take notes on the important points. Your notes will not be marked, but you will need them to complete a gap-filling task after the mini-lecture. When the lecture is over, you will be given two minutes to check your notes, and another ten minutes to complete the gap-filling task on ANSWER SHEET ONE. Use the blank sheet for note-taking.

听力原文： Good morning, everyone. First about your second assignment. I'd like to remind you that your second assignment should be in by next Fri day. You can either put it in my pigeon hole, or leave it with the Department's secretary. Now, let's get down to the lecture.

Today, the lecture is on credit, er, or to be more specific, on credit cards. I'm sure you must have heard of some credit cards, like the VI SA card, which is an internationally used card, or the Great Wall card issued by the Bank of China, In order to give a better understanding, we'll discuss it in some detail.

Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or ser vices immediately and promises to pay for them later. This buy-now-pay later credit system is quite old.

There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using the

card.

The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit hill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.

There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner, ff a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn't have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people—plumbers, taxidrivers, doctors and dentists—will accept credit cards in an emergency. This is very important if you don't have any cash with you.

However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of th