听力原文：A debit card is a plastic card enabling the cardholder to purchase goods or servi

听力原文：W: Can you tell me the main difference between a credit card and a debit card？

M: OK. A debit card can be used to pay for your goods or services but it cannot be used to overdraw any money.

Q: What does the man mean？

(20)

A．A debit card cannot be used to pay for services.

B．A debit card cannot be used to pay for goods.

C．A debit card cannot be used to pay for meals.

D．A debit card cannot be used to overdraw money.

听力原文：W: Can you talk about the characteristics of credit cards？

M: The credit card is a plastic card carrying a line of credit ranging from several hundred to several thousand dollars or more.

Q: Which of the following is not the characteristic of credit cards？

(12)

A．It is a plastic card.

B．People can lend it to others.

C．It can carry- a line of credit ranging from several hundred to several thousand or more.

D．It is very convenient.

kind of card is best for me.

M: Well, we have a big Peony Card family, including Peony Credit Card, Money-Link Card, Peony Debit Card, Peony International Card and Peony Special Card. I think the Money-Link Card is suitable for you, mam.

W: Is there anything special of this card？

M: With this card, you can enjoy services like consumption at POS terminals of all merchants, payroll service and payment for electricity and gas.

How many kinds of cards does the Peony Card family have？

A．Three

B．Four

C．Five

D．Six

Donna Carlon is using her plastic card to buy groceries. The money is taken from her checking account immediately to pay for her groceries. How is Donna using her card？

A．As an installment loan

B．As a noninstallment loan

C．As a lump sum payer

D．As a debit card

E．None of the options is correct

？

M: What is that？

W: It's a free card which allows our customers to receive special discounts. You simply need to fill out our membership application form.

M: No. thank yon. I'm a little pressed for time.

W: How will you be paying for that？ Will that be cash or credit？

M: I think I'll pay with my card

W: OK. Is that a credit card or a debit card？

M: I'm sorry. I don't understand your question. What is the difference？

W: A credit card bills you once a month; a debit card deducts the money directly from your bank account.

M: Well. this is an ATM card issued by my bank. It's connected to my bank account. Can I use that？

W: Sure, that's a kind of debit card. Please press the button marked "DBT" and swipe your card through the machine.

M: OK. And now what do I do？

W: Please enter your pin number, the identification number which verifies your identity.

M: OK. And now？

W: Paper or plastic？

M: I'm sorry？ What did you say？

W: I'm going to pack your groceries. What kind of bags would you like, paper or plastic？

M: Plastic, please. Wow, you really have to make a lot of decisions in an American grocery store.

(20)

A．Apply immediately with any credit card.

B．Fill out the membership application form.

C．Pay a membership fee.

D．Buy certain items in the store.

A．Supermarkets.

B．Gas stations.

C．Stores.

D．Newspaper stands.

A．Current account.

B．Deposit account.

C．Savings account.

D．Personal loan account.

A．Secure.

B．Portable.

C．Durable.

D．Golden.