单句理解听力原文：These time deposits earn higher interest rates, which may be fixed or flo

单句理解

听力原文：On Sundays the bank doesn't open at the usual time and it is closed at 4:00 p. m..

(1)

A．On Sundays the bank is open till 4:00 p.m..

B．On Sundays the bank is open till 4:30 p. m..

C．On Sundays the bank is closed at 4:30 p. m..

D．On Sundays the bank opens at the usual time.

单句理解

听力原文：For one full year when the full principal plus interest is paid together, compound interest and simple interest yield the same dollar amount.

(1)

A．If the time period of the loan is one year, the simple interest and compound interest are the same.

B．If the time period of the loan is the same, the simple interest and compound interest are the same.

C．When the full principal plus interest is paid together, compound interest and simple interest are of the same dollar amount.

D．When the full principal plus interest is paid together, compound interest and simple interest are not of the same dollar amount.

单句理解

听力原文：Sight deposits can be withdrawn through cash dispensers or by cheque and are often called current accounts.

(1)

A．Current accounts are greatly different from sight deposits.

B．Current accounts can be withdrawn through dispensers.

C．Current accounts can not be withdrawn through cheque.

D．Sight deposits can not be withdrawn through cheque.

单句理解

听力原文：Although CDs cannot be withdrawn, they can be marketed, that is sold, at any time.

(1)

A．People can draw the money on CDs whenever they want.

B．People can sell their CDs in the money market whenever they want.

C．A CD is a demand deposit as opposed to a term security.

D．CDs don't have a specified maturity date.

单句理解

听力原文：Collateral can never make a bad loan good, but it can turn a good loan into a better one.

(1)

A．Collateral sometimes turns a bad loan into a good one.

B．Good loans can be turned into better loans with collaterals.

C．Collateral can turn a good loan into a bad one.

D．Collateral can turn a bad loan into a worse one.

单句理解

听力原文：The interest rates on these small deposits are usually floating rates, and they are usually 2%- 5% below the bank's current base rates.

(1)

A．Bank's current base rates are higher than those on small deposits.

B．Bank's current base rates are lower than those on small deposits.

C．Bank's current base rates are not floating rates.

D．Bank's current base rates are usually floating rates.

单句理解

听力原文：More common for lending transactions today is compound interest.

(1)

A．Lending covenants now are often made at compound interest.

B．Lending transactions now are often made at compound interest.

C．Lending decisions now are often made at compound interest.

D．Lending proposals now are often made at compound interest.

单句理解

听力原文：Interest rate risk refers to the exposure of a bank's financial condition to adverse movements in interest rates.

(1)

A．Bank's financial condition is the cause of interest rate risk.

B．Bank's financial condition has impact on interest rate risk.

C．Interest rate risk occurs when interest rate moves against the bank's financial condition.

D．Interest rate risk occurs when interest rate favours the bank's financial condition.

对话理解

听力原文：W: Why should the money be deposited within such a short time？

M: To avoid problems arising from fluctuations of exchange rate and to prevent possible fraud or overdrawing.

Q: Why should the money be deposited within such a short time？

(11)

A．In order to avoid problems arising from fluctuations of exchange rate.

B．In order to get more money.

C．In order to use the money as soon as possible.

D．In order to overdraw the money.