Tom saves his money, _____John spends all he gets.

A.and

B.while

C.so

D.or

A.a person who saves money

B.accountant

C.bank clerk

A.a person who saves money

B.accountant

C.bank clerk

A.a person who saves money

B.accountant

C.bank clerk

A.piece

B.number

C.amount

D.deal

parents.

A) emotionally

B) financially

C) commercially

D) fiscally

A．She likes his money and pretending that she,too, is wealthy．

B．She feels that she deserves to be punished for her affair．

C．She is afraid that he will hurt her if she leaves．

D．Her husband is more abusive than Tom, so Tom looks better to her．

w York Times, and Smart Money Magazine. He respects the various publications but places more emphasis on Smart Money magazine because it specializes in investment issues. What behavioral characteristic does Roberts have as the basis for his decision making？

Visiting the Bank

Last week Tom Walker arrived in London where his company has a new office. His company started up six months ago in Hong Kong. Now they are expanding their business in Europe. He had to open a new bank account for his company at ABHK Bank. When he arrived at the bank, he couldn't find where to open an account. He asked at the customer service desk. They told him to go up to the Foreign Department on the fourth floor. The bank which has a branch in Hong Kong arranged everything for him. They transferred the funds, and completed everything electronically. He thought thanking was very efficient Then the bank manager Introduced him to their accountants who advise companies about international taxation.

21. Where is Tom Walker's company？

A. Hong Kong

B. Beijing

C. London

22. When did his company start？

A. One year ago.

B. One year before

C. About hail a year ago

23. Where did he open a new account？

A. At the customer service desk

B. in the Foreign Department

C. In the Accounting Department

24. What did the Hong Kong branch send to London？

A. Money

B. Papers

C. Books

25. What do the accountants help with？

A. Keeping books

B. Directors' reports

C.Tax laws

smaller scale, faces practically every company trying to develop new products and create new jobs.There can be little prospect of raising the sort of sums needed from friends and people we know, and while banks may agree to provide short-term finance, they are generally unwilling to provide money on a permanent basis for long-term projects.So companies turn to the public, inviting people to lend them money, or take a share in the business in exchange for a share in future profits.This they do by issuing stocks and shares in the business through the Stock Exchange.By doing so they can put into circulation the savings of individuals and institutions, both at home and overseas.

When the saver needs his money back, he does not have to go to the company with whom he originally placed it.Instead, he sells his shares through a stockbroker to some other saver who is seeking to invest his money.

Many of the services needed both by industry and by each of us are provided by the Government or by local authorities.Without hospitals, roads, electricity, telephones, railway, this country could not function.All these require continuous spending on new equipment and new development if they are to serve us properly, requiring more money than is raised through taxes alone.The Government, local authorities, and nationalized industries therefore frequently need to borrow money to finance major capital spending, and they, too, come to the Stock Exchange.

There is hardly a man or woman in this country whose job or whose standard of living does not depend on the ability of his or her employers to raise money to finance new development.In one way or another this new money must come from the savings of the country.The Stock Exchange exists to provide a channel through which these savings can reach those who need finance.

1、The money which enables those companies to go ahead with their projects is().

A、exchanged for part ownership in the Stock Exchange

B、raised by the selling of shares in the companies

C、repaid to its original owners as soon as possible

D、invested in different companies in the Stock Exchange

2、All the essential services on which we depend are().

A、unable to provide for the needs of the population

B、financed wholly by rates and taxes

C、in constant need of financial support

D、run by the government or local organizations

3、The Stock Exchange makes it possible for the Government, local authorities and nationalized industries().

A、to make certain everybody saves money

B、to borrow as much money as they wish

C、to make certain everybody lends money to them

D、to raise money to finance new development