A country's legal responsibility toward genuine refugees should not be manipulated for political

ion in all aspects of life. She works in a country where local securities laws are minimal and insider trading is not prohibited. Chin’s politics are reflected in her investment strategy, where she follows her country’s mandatory legal and regulatory requirements. Which of the following actions by Chin is most consistent with the CFA Institute Standards of Professional Conduct？

A. Follow the CFA Code and Standards.

B. Continue her current investment strategy.

C. Disclose her political advocacy to clients.

RMB per month. The tax rates are divided into 7 brackets. The lowest rate is 3% for income between 3,501 and 5,000, while the highest rate is 45% for income over 80,000. Therefore, the higher our income is, the more tax we should pay. Tax, which can be used in public services such as education, road construction, public health and so on, is very important to our country. As we all know, tax makes up a great part of our country’s revenue, and the development of our country depends on it. From what has been discussed above, we can see that it is everyone’s legal duty to pay tax because taxes contribute to the country and create benefits for everyone. Those who try to evade taxation are sure to be punished. In short, paying tax is our responsibility to society.Decide if each of the following statements is TRUE (T) or FALSE (F).

1. The purpose of the passage is to help people know the tips how to pay less tax.()

2. According to the chart, if a person’s monthly is 3600 yuan, he doesn’t need to pay tax.()

3. How much income tax a person pays each month depends on how much his/her income is.()

4. The underlined word “evade” in the last paragraph means increase.()

5. Personal income taxes are included in a government’s revenue.()

t is not technically legal there.

A. if

B. otherwise

C. although

D. unless

There are two governments in this country、But neither of them is regarded asthe()one by the other.

A、panel

B、legal

C、purple

D、republic

For neady ten years，the Unified Modeling Language(UML)has been the industry standardfor visualizing，specifying，constructing，and documenting the【S1】of a software-intensivesystem．As the【S2】standard modeling language，the UML facilitates communication andreduces confusion among project【S3】．The recent standardization of UML 2．0 has furtherextended the language’s scope and viability．Its inherent expressiveness allows users to【S4】everything from enterprise information systems and distributed Web·-based applications to real-timeembedded systems．The UML is not limited to modeling software．In fact，it is expressive enough to model【S5】systems，such as workflow in the legal system，the structure and behavior. of a patienthealthcare system，software engineering in aircraft combat systems，and the design of hardware．To understand the UML，you need to form. a conceptual model of the language，and this re—quires learning three major elements：the UML's basic building blocks，the rules that dictate howthose building blocks may be put together，and some common mechanisms that apply throughout theUML．

【S1】

A．classes

B．components

C．sequences

D．artifacts

PERSONAL INCOME TAX RATE (MONTHLY) (_VALID FROM SEPT. 1, 2011_) bracket grading tax rate (%) (TR) simple coefficient (SC) 1 less than 1,500 3 0 2 1,500-4,500 10 105 3 4,500-9,000 20 555 4 9,000-35,000 25 1005 5 35,000-55,000 30 2755 6 55,000-80,000 35 5505 7 Over 80,000 45 13505 NoteTax=(income -3500)*TR-SC The above chart shows individual income tax in China. The tax free threshold is 3,500 RMB per month. The tax rates are divided into 7 brackets. The lowest rate is 3% for income between 3,501 and 5,000, while the highest rate is 45% for income over 80,000. Therefore, the higher our income is, the more tax we should pay. ？ Tax, which can be used in public services such as education, road construction, public health and so on, is very important to our country. As we all know, tax makes up a great part of our country’s revenue, and the development of our country depends on it. ？ From what has been discussed above, we can see that it is everyone’s legal duty to pay tax because taxes contribute to the country and create benefits for everyone. Those who try to evade taxation are sure to be punished. In short, paying tax is our responsibility to society. DECIDE IF EACH OF THE FOLLOWING STATEMENTS IS TRUE (T) OR FALSE (F).

1. The purpose of the passage is to help people know the tips how to pay less tax.()

2. According to the chart, if a person’s monthly is 3600 yuan, he/she doesn’t need to pay tax.()

3. How much income tax a person pays each month depends on how much his/her income is.()

4. The underlined word “evade” in the last paragraph means increase.()

5. Personal income taxes are included in a government’s revenue.()

ALTERNATIVE LEGAL BILLING – WIN STRATEGIES

Hourly billing is the best way to be charged for legal services. About 95 percent of lawyers still perform. their legal work on an hourly basis. If you want something better than the old “bill by the hour” deal, try presenting one of these billing structures.

PROJECT BILLING FOR ROUTINE ISSUES

If your legal needs include large but repetitive tasks, consider a flat-fee approach. Once you get a project billing estimate, don't hesitate to shop around to compare prices and services with other law firms. A firm may provide a better deal if it expects future work from your company.

RESULTS-ORIENTED OPTIONS

“Pay-according-to-success” is one choice. It considers fees based on the outcome of the case and the performance of your counsel. Contingency fees turn the matter into a shared risk or shared encouragement, making the law firm your business partner, not just representation.

MULTI-LAYERED TASKS

If you're shopping for a firm for actual legal work involving a number of legal specialties, consider using blended hourly fees. The firm calculates in advance an “average” rate based on the anticipated time each lawyer spends on the matter.

This arrangement helps the client to avoid paying a senior partner's hourly rate for research that should be conducted by a junior associate.

Legal “Insurance”

The contract fee allows the client to pick up the phone and talk to the lawyer without needing to eye the clock. This approach works like a legal insurance policy. It encourages companies to contact their counsel on non-litigation, non-crisis matters, and to save money in the long run by engaging in more preventive legal action.

1. {A; B; C} is the best way to be charged for legal services.

A. Results-oriented billing

B. Hourly billing

C. Flat-fee billing

2. A flat-fee approach {A; B; C}.

A. is suitable for repetitive tasks

B. is useless

C. is the best choice.

3. {A; B; C} make the law firm share your risk and encouragement.

A. Contract fees

B. Blended hourly fees

C. Contingency fees

4. Legal work involving a number of legal specialties should consider using {A; B; C}.

A. blended hourly fees

B. insurance fees

C. hourly fees

5. You have to eye the clock when you talk to the lawyer when you choose {A; B; C}.

A. legal “Insurance”

B. the old “bill by the hour” deal

C. a flat-fee approach

Alternative Legal Billing - Win Strategies

Hourly billing is the best way to be charged for legal services. About 95 percent oflawyers still perform. their legal work on an hourly basis. If you want something better thanthe old "bill by the hour"deal, try presenting one of these billing structures.

Project billing for routine issues

lf your legal needs include large but repetitive tasks, consider a flat-fee approach. Once you get a project billing estimate, don't hesitate to shop around to compare prices andservices with other law firms. A firm may provide a better deal if it expects future work from your company.

Results-oriented options

"Pay-according-to-success" is one choice. It considers fees based on the outcome ofthe case and the performance of your counsel. Contingency fees turn the matter into ashared risk or shared encouragement, making the law firm your business partner, not justrepresentation.

Multi-layered tasks

lf you're shopping for a firm for actual legal work involving a number of legal

specialties, consider using blended hourly fees. The firm calculates in advance an "average"rate based on the anticipated time each lawyer spends on the matter.

This arrangement helps the client to avoid paying a senior partner's hourly rate forresearch that should be conducted by a junior associate.

Legal "Insurance”

The contract fee allows the client to pick up the phone and talk to the lawyer withoutneeding to eye the clock This approach works like a legal insurance policy. It encouragescompanies to contact their counsel on non-litigation, non-crisis matters, and to save moneyin the long run by engaging in more preventive legal action.

1.() is the best way to be charged for legal services.

选项格式A. Results-oriented billing

B.Hourly billing

C. Flat-fee billing

2.A flat-fee approach()。

选项格式A. is suitable for repetitive tasks

B. is useless

C. is the best choice

3.()make the law firm share your risk and encouragement.

选项格式A. Contract fees

B.Blended hourly fees

C. Contingency fees

4.Legal work involving a number of legal specialties should consider using().

选项格式A. blended hourly fees

B. insurance fees

C. hourly fees

5. You have to eye the clock when you talk to the lawyer when you choose().

A legal "Insurance"

B. the old "bill by the hour" deal

C.a flat-fee approach

Questions 36 to 45 are based on the following passage.

One in six. Believe it or not, that’s the number of Americans who struggle with hunger.

To make tomorrow a little better, Feeding America, the nation’s largest 36 hunger-

relief organization, has chosen September as Hunger Action Month. As part of its 30 Ways in

30 Days program, it’s asking 37 across the country to help the more than 200 food

banks and 61,000 agencies in its network provide low-income individuals and families with

the fuel they need to 38 .

It’s the kind of work that’s done every day at St. Andrew’s Episcopal Church in San

Antonio. People who 39 at its front door on the first and third Thursdays of each

month aren’t looking for God – they’re there for something to eat. St. Andrew’s runs a

food pantry (食品室)that 40 the city and several of the 41 towns. Janet Drane

is its manager.

In the wake of the 42 , the number of families in need of food assistance began to

grow. It is 43 that 49 million Americans are unsure of where they will find their next

meal. What’s most surprising is that 36% of them live in 44 where at least one adult

is working. “It used to be that one job was all you needed,” says St. Andrew’s Drane. “

The people we see now have three or four part-time jobs and they’re still right on the

edge 45 .” 注意：此部分试题请在答题卡 2 上作答。

A．accumulate I．households

B．circling J．recession

C．communities K．reported

D．competition L．reviewed

E．domestic M．serves

F．financially N．surrounding

G．formally O．survive

H．gather

Most people say that the USA is making progress in fighting

AIDS, but they don't know there's cure and strongly disagree that 【S1】______.

"the AIDS epidemic is over, " a new survey finds:

The findings, relieved Thursday by the Kaiser Family Foun- 【S2】______.

dation, reassure activists who have worried that public concern

about AIDS might disappear in night to recent news about ad- 【S3】______.

vances in treatment and declines in deaths.

"While people are very pessimistic about the advances, 【S4】______.

they're still realistic about the fact that there is no cure, "

says Sophia Chang, director of HIV programs at the founda-

tion.

The Kaiser Family Foundation did find in its survey that 【S5】______.

the number of people ranked AIDS as the country's top health 【S6】______.

problem has fallen.

In the poll, 38% says it's the top concern, down from 【S7】______.

44% in a 1996 poll. Other findings from Kaiser, which poll 【S8】______.

more than 1, 200 adults in September and October and asked

additional question of another 1, 000 adults in November 【S9】______.

show that 52% say that the country is making progress

against AIDS, up from 32 % in 1995. Daniel Zingale, director

of AIDS Action Council, says, " I'm encouraged that the Amer-

ican people are getting the message what the AIDS epidemic 【S10】______.

isn't over. I hope the decision-makers in Washington are get-

ting the same message. We have seen signs of complacency (满足)."

【S1】