Any claims for refund or ________ must be made in writing to our head office within 28

如来证中的保险条款有下列规定，则保险单据在出具时应注意什么问题？

Insurance claims，if any，payable in Spain and stating agent's company in Spain．

A.Business Norms

B.Sarbanes-Oxley

C.Glass-Steagall

D.False Claims

(c) (i) Compute Gloria’s capital gains tax liability for 2006/07 ignoring any claims or elections available to

reduce the liability. (3 marks)

AS PER INSTITUTE CARGO CLAUSES（）,AND INSTITUTE WAR CLAUSE INCLUDING WAREHOUSE TO WAREHOUSE CLAUSE UP TO FINAL DESTINATION AT SCHORNDORF FOR AT LEAST 110% OF CIF VALUE,MARKED PREMIUM PAID SHOWING CLAIMS IF ANY PAYABLE IN GERMANY,NAMING SETTLING AGENT IN GERMANY.

s at port of destination and(14)by a survey report issued by a surveyor approved by the Sellers． Claims in respect of matters within the responsibility of the insurance company or of the shipping company will not be considered or(15)by the Sellers．

e, but men do feel now and then that their position is in question, their security is somewhat fragile. I believe they are right, for they sense a set of forces that lie deeper and are more powerful than the day-to-day negotiation and renegotiation of advantage among husbands and wives, fathers and children, or bosses and those who work for them. Men are troubled by this new situation.

The conditions we live in are different from those of any prior civilization, and they give less support to men's claims of superiority than perhaps any other historical era. When these conditions weaken that support, men can rely only on previous tradition, or their attempts to socialize their children, to shore up their faltering advantages. Such rhetoric is not likely to be successful against the new objective conditions and the claims of aggrieved women. Thus, men are correct when they feel they are losing some of their privileges, even if many continue to laugh at the women's liberation movement.

The new conditions can be listed concretely, but I shall also give you a theoretical formulation of the process. Concretely, because of the increased use of various mechanical gadgets and devices, fewer tasks require much strength. As to those that still require strength, most men cannot do them either. Women can now do more household tasks that men once felt only they could do, and still more tasks are done by repair specialists called in to do them. With the development of modern warfare, there are few, if any, important combat activities that only men can do. Women are much better educated than before.

With each passing year, psychological and sociological research reduces the areas in which men are reported to excel over women and discloses far more overlap in talents, so that even when males still seem to have an advantage, it is but a slight one. It is also becoming more widely understood that the posts in government and business are not best filled by the stereotypical aggressive male but by people, male or female, who are sensitive to others' needs, adept in obtaining cooperation, and skilled in social relations. Finally, in one sphere after another, the number of women who try. to achieve rises, and so does the number who succeed.

It can be inferred that' the main source of men's resistance to women's liberation is the feeling that ______.

A．women are now better educated

B．women can now hold executive positions

C．men are no longer indispensable

D．men are no longer superior

Big Cheese Chairs (BCC) manufactures and sells executive leather chairs. They are considering a new design of massaging chair to launch into the competitive market in which they operate.

They have carried out an investigation in the market and using a target costing system have targeted a competitive selling price of $120 for the chair. BCC wants a margin on selling price of 20% (ignoring any overheads).

The frame. and massage mechanism will be bought in for $51 per chair and BCC will upholster it in leather and assemble it ready for despatch.

Leather costs $10 per metre and two metres are needed for a complete chair although 20% of all leather is wasted in the upholstery process.

The upholstery and assembly process will be subject to a learning effect as the workers get used to the new design.

BCC estimates that the first chair will take two hours to prepare but this will be subject to a learning rate (LR) of 95%.

The learning improvement will stop once 128 chairs have been made and the time for the 128th chair will be the time for all subsequent chairs. The cost of labour is $15 per hour.

The learning formula is shown on the formula sheet and at the 95% learning rate the value of b is -0·074000581.

Required:

(a) Calculate the average cost for the first 128 chairs made and identify any cost gap that may be present at

that stage. (8 marks)

(b) Assuming that a cost gap for the chair exists suggest four ways in which it could be closed. (6 marks)

The production manager denies any claims that a cost gap exists and has stated that the cost of the 128th chair will be low enough to yield the required margin.

(c) Calculate the cost of the 128th chair made and state whether the target cost is being achieved on the 128th chair. (6 marks)

l system in the United States. Costs are staggering both for the taxpayers and the litigants and, the litigants, or parties, have to wait sometimes many years before having their day in court. Many suggestions have been made concerning methods of ameliorating the situation but, as in most branches of government, changes come slowly.

One suggestion that has been made in order to maximize the efficiency of the systems is to allow districts that have an overabundance of pending cases to borrow judges from other districts that do not have such a backlog. Another suggestion is to use pretrial conferences, in which the judge meets in his chambers with the litigants and their attorneys in order to narrow the issues, limit the witnesses, and provide for a more orderly trial. The theory behind pretrial conferences is that judges will spend less time on each case and parties will more readily settle before trial when they realize the adequacy of their claims and their opponents' evidence. Unfortunately, at least one study had shown that pretrial conferences actually use more judicial time than they save, rarely result in pretrial settlements, and actually result in higher damage settlements.

Many states have now established another method, small-claims courts, in which cases over small sums of money can be disposed of with considerable dispatch. Such proceedings cost the litigants almost nothing. In California, for example, the parties must appear before the judge without the assistance of counsel. The proceedings are quite informal and there is no pleading—the litigants need to make only a one-sentence statement of their claim. By going to this type of courts, the plaintiff waives any right to jury trial and the right to appeal the decision.

In coming years, we can expect to see more and more innovations in the continuing effort to remedy a situation which must be remedied if the citizens who have valid claims are going to be able to have their day in court.

The word "litigants" in Paragraph 1 refers to______.

A．judges

B．attorneys

C．persons concerned in a lawsuit

D．government officials

Text 2

You' re busy filling out the application form. for a position you really need; let' s assume you once actually completed a couple of years of college work or even that you completed your degree.

Isn't it tempting to lie just a little, to claim on the form. that your diploma represents a Harvard degree？ Or that you finished an extra couple of years back at State University？ More and more people are turning to utter deception like this to land their job or to move ahead in their careers, for personnel officers, like most Americans, value degrees from famous schools. A job applicant may have a good education anyway, but he or she assumes that chances of being hired are better with a diploma from a well - known university. Registrars at most well - known colleges say they deal with deceitful claims like these at the rate of about one per week.

Personnel officers do check up on degrees listed on application forms, then, if it turns out that an applicant is lying, most colleges are reluctant to accuse the applicant directly. One Ivy League school calls them "impostors"; another refers to them as "special cases" one well -known West Coast school, in perhaps the most delicate phrase of all, says that these claims are made by "no such people."

To avoid outright lies, some job -seekers claim that they "attended" or "were associated with" a college or university. After carefully checking, a personnel officer may discover that "attending" means being dismissed after one semester. It may be that "being associated with" a college means that the job seeker visited his younger brother for a football weekend. One school that keeps records of false claims says that the practice dates back at least to the turn of the century—that' s when they began keeping records, anyhow.

If you don' t want to lie or even stretch the truth, there are companies that will sell you a phony diploma. One company, with offices in New York and on the West Coast, will put your name on a diploma from any number of nonexistent colleges. The price begins at around twenty dollars for a diploma from "Smoot State University." The prices increase rapidly for a degree from the "University of Purdue." As there is no Smoot State and the real school in Indiana is properly called Purdue University, the prices seem rather high for one sheet of paper.

26. The main idea of this passage is that ______.

A) employers are checking more closely on applicants now

B) lying about college degrees has become a widespread problem

C) college degrees can now be purchased easily

D) employers are no longer interested in college degrees

193. This product is guaranteed by Philips for a period of one year after the date of purchase against defects due to faulty workmanship or materials. The guarantee covers both parts and labor. Service under guarantee is only provided upon presentation of reasonable evidence (e.g. completed guarantee card or purchase receipts) that the date of the claim is within the guarantee period. The guarantee is not valid if the defect is due to accidental damage (including in transport), misuse or neglect and in case of alterations or repair carried out by unauthorized persons. The guarantee may not apply if the product requires modification or adaptation to enable it to operate in any country other than the country for which it was designed, manufactures, approved and/or authorized or if any damage result from these modifications. Service (during and after guarantee) is available in all countries where this product is officially distributed by Philips. In countries where Philips do not distribute the product, the local Philips Service organization will also provide service although there may be a delay if the appropriate spare parts and technical manuals are not readily available. These statements do not affect your statutory (法定的) rights as a consumer. In the event of difficulty please contact the Philips Information Center in any country (see encloses addresses). [共5题]

(1) Service under guarantee is available when ________.

(A) the purchase date meets with the guarantee period

(B) a purchase receipt within the validity of the guarantee is presented

(C) the product is damaged

(D) repair needs to be carried out

(2) The guarantee is not provided if the defect is the result of ________.

(A) mishandling

(B) moditication for use in other countries

(C) unauthorized alterations

(D) all of the above

(3) What is necessary when one claims for the guarantee？

(A) The damaged part of the machine.

(B) The purchase receipt for the machine.

(C) The technical workbook for the right model.

(D) The official approval of the local Philips Information Center.

(4) As a rule, the guarantee service is ________.

(A) delayed for some time

(B) delayed for some time

(C) given to local consumers

(D) ignored in some countries

(5) What can be inferred from the passage？

(A) Philips Service has a very large network over the world.

(B) A Philips product call be used in all countries in the world.

(C) One will surely need the guarantee service after the purchase of a Philips product.

(D) There is some difficulty contacting the Philips Information Center.