题目
听力原文:M: Most banks tend to decline loan proposals which are highly speculative.
W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.
Q: What will the banks usually do to the highly speculative loan proposals?
(15)
A.The banks will disapprove them.
B.The banks will approve them.
C.The Bank will benefit from the loans.
D.The bank will make profit from lending.
第1题
W: Don't worry. Banks will accept presentation on the following business day.
Q: When will the bank deal with the credit if the expiry date of a credit fails on a non-business day?
(19)
A.On every business day.
B.On Tuesday.
C.On Wednesday.
D.On the following business day.
第2题
听力原文:W: I don't think we can find a better hotel around here at this time.
M: Let's walk a little further to see if there is another one. I just can't bear the traffic noise here.
What will the speakers most probably do?
A.Look for a more expensive hotel.
B.Go to another hotel by bus.
C.Try to find a quiet place.
D.Take a walk around the city.
第3题
听力原文:M: What is a cheque card?
W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
Q: What happened to British banks in 1969?
(17)
A.All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
B.British banks started to issue credit cards.
C.Customers of British banks may cash their cheques in European countries.
D.Commercial banks in the United States began to issue cheque card.
第4题
听力原文:M: Can you give an example of types of risks Banks face?
W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.
Q: What are they talking about?
(13)
A.A contractual arrangement.
B.A counterpart.
C.Many types of risks.
D.Credit risk.
第5题
(2)
A.The foreign banks should have set up a representative office.
B.The foreign banks can't apply for a branch.
C.The foreign banks can't expand business in China.
D.The foreign banks are forbidden to set up a representative office.
第6题
听力原文:W: Do the banks set the same credit lines to all the customers?
M: No. Banks normally set different credit lines to different groups of cardholders. That depends on the personal income, the occupation, and to a large extent, on the creditworthiness of the customer.
Q: What will be the credit line if a customer is a professor and has a good reputation?
(20)
A.The credit line will be lower than usual.
B.The credit line will be higher than usual.
C.The credit line will be as usual.
D.The credit line will be indefinite.
第7题
听力原文:M: Do you think the travel agency will be open Saturday afternoon I want to get听力原文:M: Do you think the travel agency will be open Saturday afternoon I want to get some information about a bus trip across the United States. W: You don’t have to wait Until Saturday. Right here, in this office, the dean has maps, bus schedules and even a list of inexpensive hotels. They’re for foreign students, you know. Q: Where did this conversation most probably take place ()
A.This conversation was at the airport.
B.They were eating lunch and talking in a restaurant.
C.This took place in a college information office
D.They were at the dean’s hom
E.
第8题
W: Generally commercial banks may invest only in those securities that are rated as "investment grade", or have bond ratings in the top four categories.
Q: Where are banks only allowed to make investments?
(15)
A.In equity securities.
B.In personal funds.
C.In securities rated as investment grade.
D.In property markets.
第9题
W: There are three major benefits : ease of check clearance, electronic fund transfer and ability to borrow from the Fed.
Q: Which of the following is not mentioned by the woman?
(14)
A.Interbank lending.
B.Cheek clearance.
C.Electronic fund transfer.
D.Borrowing ability.
第10题
W: That's right. So banks usually offer slightly lower interest rates on them.
Q: Which of the following has a higher rate?
(13)
A.CDs.
B.Demand deposits.
C.Fixed-term deposits.
D.Building societies deposits.
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